ICICI Prudential Bluechip Fund vs SBI Focused Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
18.13%
Aaj hum do fundon ke beech ka comparison karne ja rahe hain, ICICI Prudential Bluechip Fund aur SBI Focused Fund. Ye donon fund large cap aur multi cap category mein aate hain. Aapko yaha iske 3Y aur 5Y return, expense ratio, aur riskometer ke beech ka comparison karne ja rahe hain. Dekho, yeh fund kis prakaar se aapke long-term wealth creation ka khayal rakhte hain.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BSBI Focused Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | SBI Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 83.91 | 432.21 |
| AUM (₹ Cr) | 5.81 Lac Cr | 4.60 Lac Cr |
| Expense Ratio (%) | 0.52% | 1.47% |
| Riskometer | Very High | Very High |
| Volatility | 12.52 | 13.25 |
| Sharpe Ratio | 0.71 | 0.88 |
| 1 Year Return (%) | 24.48% | 12.11% |
| 3 Year Return (%) | 15.44% | 18.13% |
| 5 Year Return (%) | 12.65% | 15.02% |
| Since Launch (%) | 16.42% | 15.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% |
| Portfolio Turnover | 28% | 45% |
🤖 AI Verdict – Which is Better?
Sach ye hai, SBI Focused Fund long-term wealth creation ke liye betar fund hai. Yeh fund 3Y return mein 18.13% aur 5Y return mein 15.02% ka return deta hai, jo ki ICICI Prudential Bluechip Fund se adhik hai. Chaliye iske expense ratio ka bhi comparison karte hain. ICICI Prudential Bluechip Fund ka expense ratio 0.52% hai, jabki SBI Focused Fund ka expense ratio 1.47% hai. Risk ke liye bhi SBI Focused Fund kam risk wala option hai. To, SBI Focused Fund aapke liye better fund hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye kya fund aapke liye better hai? Dekho, SBI Focused Fund ka 3Y return 18.13% hai aur ICICI Prudential Bluechip Fund ka 3Y return 15.44% hai. Lekin SIP ke liye stability aur return ka consistency bahut zaroori hai. To, SBI Focused Fund SIP ke liye better fund hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke beech ka comparison karke dekho, ki kis fund mein better risk-adjusted returns hain. SBI Focused Fund ka riskometer Very High hai, lekin expense ratio 1.47% hai, jabki ICICI Prudential Bluechip Fund ka expense ratio 0.52% hai. Volatility ke liye bhi SBI Focused Fund kam risk wala option hai. To, SBI Focused Fund aapke liye better fund hai.
📊 Portfolio Diversification
Fund A aur Fund B ka asset allocation aur top holdings concentration ka comparison karte hain. ICICI Prudential Bluechip Fund mein top 3 holdings HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) hain, jabki SBI Focused Fund mein top 3 holdings Alphabet Inc Class A (11.14%), State Bank of India (6.96%), aur ICICI Bank Ltd. (6.59%) hain. Dekho, SBI Focused Fund ka asset allocation adhik diversified hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Focused Fund aapke liye better fund hai, kyonki yeh 5Y return mein 15.02% ka return deta hai, jo ki ICICI Prudential Bluechip Fund se adhik hai.
Q2: Is the higher risk fund worth it?
Nahin, SBI Focused Fund kam risk wala option hai, aur yeh aapke liye better fund hai.
Q3: Which fund is more cost-effective?
ICICI Prudential Bluechip Fund aapke liye better fund hai, kyonki yeh expense ratio mein 0.52% ka expense ratio deta hai, jo ki SBI Focused Fund se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price