ICICI Prudential Bluechip Fund vs SBI Contra Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
16.36%
Bharat ke investors ko fund choose karne ke liye kai vikalp milte hain. Aaj hum do aise funds ke beech ki comparison krenge jo aapki long-term wealth creation ke liye achhe hain. Fund A ICICI Prudential Bluechip Fund aur Fund B SBI Contra Fund hai. Ye dono fund very high riskometer vallon mein padte hain lekin inki returns aur expenses bhi bahut alag-alag hain.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BSBI Contra Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | SBI Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 83.91 | 408.51 |
| AUM (₹ Cr) | 5.81 Lac Cr | 4.74 Lac Cr |
| Expense Ratio (%) | 0.52% | 0.72% |
| Riskometer | Very High | Very High |
| Volatility | 12.52 | 13.7 |
| Sharpe Ratio | 0.71 | 0.72 |
| 1 Year Return (%) | 24.48% | -1.21% |
| 3 Year Return (%) | 15.44% | 16.36% |
| 5 Year Return (%) | 12.65% | 18.26% |
| Since Launch (%) | 16.42% | 15.48% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% |
| Portfolio Turnover | 28% | 130% |
🤖 AI Verdict – Which is Better?
Sach ye hai ki Fund A ki 3Y return 15.44% hai jabki Fund B ki 16.36% hai. Lekin expense ratio ke baavjood Fund A 0.52% mein padta hai jabki Fund B 0.72% mein padta hai. Isliye, hum kaha sakte hain ki Fund A aapki long-term wealth creation ke liye better option hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
📈 SIP Suitability
Ek monthly SIP ke liye kai saal tak investment karna hai to hum dekhenge ki fund ki consistency aur return stability kitni badi hai. Fund A ki 1Y return 24.48% hai lekin uske baavjood Fund B ki 3Y return 16.36% hai. Isliye, Fund B aapke monthly SIP ke liye better option hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke baavjood hum dekhenge ki fund ki risk-adjusted returns kitni badi hai. Fund A ki riskometer very high hai lekin uske baavjood Fund B ki volatility 13.7 hai. Isliye, Fund A aapki risk-adjusted returns ke liye better option hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke baavjood hum dekhenge ki fund ki portfolio diversification kitni badi hai. Fund A ki asset allocation equity aur T-Bills mein hai lekin Fund B ki asset allocation bahut zyada diversified hai. Isliye, Fund B aapki portfolio diversification ke liye better option hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ki 5Y return 12.65% hai jabki Fund B ki 18.26% hai. Isliye, Fund B aapki long-run returns ke liye better option hai.
Q2: Is the higher risk fund worth it?
Fund B ki volatility 13.7 hai lekin Fund A ki riskometer very high hai. Isliye, Fund B aapki risk-adjusted returns ke liye better option hai.
Q3: Which fund is more cost-effective?
Fund A ki expense ratio 0.52% hai jabki Fund B ki 0.72% hai. Isliye, Fund A aapki cost-effectiveness ke liye better option hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price