ICICI Prudential Bluechip Fund vs SBI Blue Chip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
31.25%
Ab aap log fund invest karne ke liye kai optionon mein se chunav karte hain. Dekho, hum aaj tumhein do large cap funds ke baare mein batayenge - ICICI Prudential Bluechip Fund aur SBI Blue Chip Fund. Fund A and Fund B dono hi large cap category mein hain aur apne apne risk level ke hisaab se very high riskometer score rakhe hain.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BSBI Blue Chip Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | SBI Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 101.68 |
| AUM (₹ Cr) | 5.81 Lac Cr | 5.35 Lac Cr |
| Expense Ratio (%) | 0.52% | 0.79% |
| Riskometer | Very High | Very High |
| Volatility | 12.52 | 11.35 |
| Sharpe Ratio | 0.71 | 2.18 |
| 1 Year Return (%) | 24.48% | 9.84% |
| 3 Year Return (%) | 15.44% | 31.25% |
| 5 Year Return (%) | 12.65% | 25.25% |
| Since Launch (%) | 16.42% | 12.02% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) |
| Benchmark | Nifty 50 | BSE 100 Total Return Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 97.26% | T-Bills: 0.78% |
| Portfolio Turnover | 28% | 8% |
🤖 AI Verdict – Which is Better?
Haan, chaliye Fund A aur Fund B ke 3Y return, expense ratio aur risk ke hisaab se kisne long-term wealth creation mein betar karya hai. Fund B ka 3Y return 31.25% hai, lekin expense ratio 0.79% hai, jo Fund A ke expense ratio 0.52% se adhik hai. Fund A ka riskometer score very high hai, lekin volatility 12.52 hai, jabki Fund B ka volatility 11.35 hai. Sach ye hai, Fund A Fund B se adhik consistent return deta hai lekin Fund B ka risk-adjusted return better hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
📈 SIP Suitability
Chaliye hum SIP suitability ke baare mein sochenge. Kya Fund A ya Fund B monthly SIP ke liye better hai? Dekho, Fund A ka 5Y return 12.65% hai, jabki Fund B ka 5Y return 25.25% hai. Fund A ka expense ratio 0.52% hai, jo Fund B ke expense ratio 0.79% se kam hai. Haan, Fund B ka return Fund A se adhik stable hai, lekin Fund A ka expense ratio kam hai.
⚠️ Risk & Cost Analysis
Ab hum Fund A aur Fund B ke riskometer, volatility, Sharpe ratio aur expense ratio ke baare mein sochenge. Dekho, Fund A ka riskometer score very high hai, lekin volatility 12.52 hai, jabki Fund B ka volatility 11.35 hai. Fund A ka Sharpe ratio 0.71 hai, jabki Fund B ka Sharpe ratio 2.18 hai. Expense ratio ke liye, Fund A ka expense ratio 0.52% hai, jo Fund B ke expense ratio 0.79% se kam hai. Sach ye hai, Fund B ka risk-adjusted return better hai.
📊 Portfolio Diversification
Ab hum Fund A aur Fund B ke asset allocation aur top holdings concentration ke baare mein sochenge. Dekho, Fund A ka asset allocation equity 96% aur T-Bills 4% hai, jabki Fund B ka asset allocation equity 97.26% aur T-Bills 0.78% hai. Fund A ka top holdings concentration HDFC Bank Ltd (8.5%), ICICI Bank Ltd (7.8%), Reliance Industries Ltd (6.9%) hai, jabki Fund B ka top holdings concentration HDFC Bank Ltd (8.73%), ICICI Bank Ltd (7.76%), Reliance Industries Ltd (6.56%) hai. Haan, Fund B ka asset allocation Fund A se adhik concentrated hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B Fund A se adhik long run mein better returns deta hai. Fund B ka 5Y return 25.25% hai, jabki Fund A ka 5Y return 12.65% hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka risk-adjusted return Fund A se adhik better hai. Fund B ka Sharpe ratio 2.18 hai, jabki Fund A ka Sharpe ratio 0.71 hai.
Q3: Which fund is more cost-effective?
Fund A Fund B ke expense ratio 0.52% se kam hai. N/A
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price