ICICI Prudential Bluechip Fund vs Quantum Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
6.56%
Today, we're going to compare two popular funds in India - ICICI Prudential Bluechip Fund and Quantum Mutual Fund Liquid Fund. Dekho, both funds have different categories and risk levels, making them suitable for different types of investors. In this article, we'll help you decide which fund is better for long-term wealth creation and which one is more suitable for a monthly SIP.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BQuantum Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Quantum Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 83.91 | 37.04 |
| AUM (₹ Cr) | 5.81 Lac Cr | 4.34 Lac Cr |
| Expense Ratio (%) | 0.52% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.52 | 0.11 |
| Sharpe Ratio | 0.71 | 0.55 |
| 1 Year Return (%) | 24.48% | 5.71% |
| 3 Year Return (%) | 15.44% | 6.56% |
| 5 Year Return (%) | 12.65% | 5.82% |
| Since Launch (%) | 16.42% | 6.72% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 9 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Atul Kumar (3.5 years yrs) |
| Benchmark | Nifty 50 | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 28% | 231% |
🤖 AI Verdict – Which is Better?
After analyzing the 3Y return, expense ratio, and riskometer of both funds, we can see that ICICI Prudential Bluechip Fund is a clear winner for long-term wealth creation. Its 3Y return of 15.44% is significantly higher than Quantum Mutual Fund Liquid Fund's 6.56%, and its expense ratio of 0.52% is lower than Quantum's 0.12%. Moreover, its riskometer rating of "Very High" indicates that it's a high-risk fund, but its potential returns are also higher. Haan, if you're willing to take on higher risk for potentially higher returns, ICICI Prudential Bluechip Fund is the better choice.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Quantum Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.56%
- AUM: 4.34 Lac Cr
- Sharpe Ratio: 0.55
📈 SIP Suitability
For a monthly SIP of 10+ years, we recommend ICICI Prudential Bluechip Fund for its higher potential returns. Its 3Y return of 15.44% is significantly higher than Quantum Mutual Fund Liquid Fund's 6.56%, making it a better option for long-term wealth creation through SIP. Chaliye, if you're looking for higher returns over a long period, ICICI Prudential Bluechip Fund is the better choice.
⚠️ Risk & Cost Analysis
When it comes to risk and cost analysis, ICICI Prudential Bluechip Fund has a higher riskometer rating of "Very High" and a volatility of 12.52, while Quantum Mutual Fund Liquid Fund has a riskometer rating of "Low" and a volatility of 0.11. Lekin, if we look at the Sharpe ratio, ICICI Prudential Bluechip Fund's 0.71 is higher than Quantum Mutual Fund Liquid Fund's 0.55, indicating that it offers better risk-adjusted returns. Sach ye hai, ICICI Prudential Bluechip Fund's higher risk and volatility are offset by its higher Sharpe ratio, making it a better option for risk-takers.
📊 Portfolio Diversification
When it comes to portfolio diversification, both funds have different asset allocation strategies. ICICI Prudential Bluechip Fund has a high equity allocation of 96.00%, while Quantum Mutual Fund Liquid Fund has a diversified portfolio with 65.00% T-Bills, 20.00% CD, 10.00% CP, and 5.00% Cash. Dekho, ICICI Prudential Bluechip Fund's high equity allocation makes it more concentrated in terms of sector risk, while Quantum Mutual Fund Liquid Fund's diversified portfolio makes it more stable. Chaliye, if you're looking for a more stable portfolio, Quantum Mutual Fund Liquid Fund is the better choice.
Q1: Which fund gives better returns in the long run?
According to the 5Y returns, ICICI Prudential Bluechip Fund gives better returns in the long run with a return of 12.65%, while Quantum Mutual Fund Liquid Fund has a return of 5.82%. Haan, ICICI Prudential Bluechip Fund is the better option for long-term wealth creation.
Q2: Is the higher risk fund worth it?
While ICICI Prudential Bluechip Fund has a higher riskometer rating of "Very High" and a volatility of 12.52, its Sharpe ratio of 0.71 is higher than Quantum Mutual Fund Liquid Fund's 0.55. Lekin, if you're not comfortable with higher risk, Quantum Mutual Fund Liquid Fund is a better option. Sach ye hai, the decision depends on your risk appetite.
Q3: Which fund is more cost-effective?
According to the expense ratio, ICICI Prudential Bluechip Fund has an expense ratio of 0.52%, while Quantum Mutual Fund Liquid Fund has an expense ratio of 0.12%. Dekho, Quantum Mutual Fund Liquid Fund is the more cost-effective option. Haan, if you're looking to save on expense ratios, Quantum Mutual Fund Liquid Fund is the better choice.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Quantum Mutual Fund Liquid Fund
₹849400.65
@6.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price