ICICI Prudential Bluechip Fund vs PPFAS Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
20.86%
Chaliye, dekho, main aapko do mutual fund fundon ke beech ka comparison karu. Fund A ICICI Prudential Bluechip Fund hai, jo Large Cap category mein hai, jabki Fund B PPFAS Mutual Fund Multi Cap Fund hai, jo Multi Cap category mein hai. Yahan, hum aapko Fund A aur Fund B ke beech ka comparison karne aur aapko pata lagane ke liye ki kaun se fund aapke liye behtar hai, uske liye.
[VERDICT]| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BPPFAS Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | PPFAS Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 83.91 | 19.01 |
| AUM (₹ Cr) | 5.81 Lac Cr | 1.76 Lac Cr |
| Expense Ratio (%) | 0.52% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 12.52 | 14.1 |
| Sharpe Ratio | 0.71 | 1.02 |
| 1 Year Return (%) | 24.48% | 5.23% |
| 3 Year Return (%) | 15.44% | 20.86% |
| 5 Year Return (%) | 12.65% | 14.84% |
| Since Launch (%) | 16.42% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Rajeev Thakkar (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 28% | 41% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund B PPFAS Mutual Fund Multi Cap Fund aapke liye behtar hai. Ye fund 3Y mein 20.86% return dene ke sath, expense ratio 1.68% hai, jo Fund A ke 0.52% se jyada hai. Riskometer bhi dono fundon mein Very High hai, lekin Fund B ka Sharpe ratio 1.02 hai, jo Fund A ka 0.71 se jyada hai. Isliye, Fund B aapke liye behtar fund hai.
[SIP_SUITABILITY]Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider PPFAS Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.76 Lac Cr
- Sharpe Ratio: 1.02
📈 SIP Suitability
Haan, SIP ke liye Fund B aapke liye behtar hai. Fund B ka consistency aur return stability Fund A ke compare mein better hai. Dono fundon mein asset allocation sabse adhik equity mein hai, lekin Fund B ka asset allocation Fund A ke compare mein 97.00% hai, jo Fund A ka 96.00% se jyada hai. Isliye, Fund B aapke liye behtar fund hai SIP ke liye.
[RISK_COST]⚠️ Risk & Cost Analysis
Riskometer aur volatility ke anusaar, dono fundon mein Very High hai, lekin Fund B ka Sharpe ratio 1.02 hai, jo Fund A ka 0.71 se jyada hai. Expense ratio bhi Fund B mein jyada hai, jo 1.68% hai. Isliye, Fund A aapke liye better fund hai risk-adjusted returns ke liye.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Dono fundon mein adhik asset allocation equity mein hai, lekin Fund B ka asset allocation Fund A ke compare mein 97.00% hai. Top holdings mein bhi dono fundon mein aapke sabse adhik holdings HDFC Bank Ltd. aur ICICI Bank Ltd. hai. Isliye, dono fundon mein sector risk hai, lekin Fund B ka asset allocation Fund A ke compare mein jyada diversified hai.
[FAQ]SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
PPFAS Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 12.65% hai, jo Fund B ka 14.84% se kam hai. Isliye, Fund B aapke liye behtar fund hai long run mein.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka Sharpe ratio 1.02 hai, jo Fund A ka 0.71 se jyada hai. Lekin, volatility bhi Fund B mein jyada hai, jo 14.1 hai. Isliye, Fund B ka higher risk fund worth hai, lekin aapko apne risk appetite ke anusar decide karna hoga.
Q3: Which fund is more cost-effective?
Haan, Fund A ka expense ratio 0.52% hai, jo Fund B ka 1.68% se kam hai. Isliye, Fund A aapke liye behtar fund hai cost-effectiveness ke liye.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price