ICICI Prudential Bluechip Fund vs Old Bridge Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
6.93%
Agar aapko invest karna hai aur aapko pata nahin hai kahan kyun invest karna hai, toh yeh article aapke liye hai. Hum do fundon ko compare karenge - ICICI Prudential Bluechip Fund aur Old Bridge Mutual Fund Liquid Fund. Yeh dono fund alag-alag category mein hain aur alag-alag return dete hain. Dekho ki aapko konsa fund aapke liye sahi hai.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Old Bridge Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 83.91 | 5622.79 |
| AUM (₹ Cr) | 5.81 Lac Cr | 4.73 Lac Cr |
| Expense Ratio (%) | 0.52% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.52 | 0.12 |
| Sharpe Ratio | 0.71 | 3.58 |
| 1 Year Return (%) | 24.48% | 6.17% |
| 3 Year Return (%) | 15.44% | 6.93% |
| 5 Year Return (%) | 12.65% | 6.11% |
| Since Launch (%) | 16.42% | 50.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | N/A |
| Benchmark | Nifty 50 | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 28% | 239% |
🤖 AI Verdict – Which is Better?
Humne do fundon ka comparison kiya hai. Fund A, ICICI Prudential Bluechip Fund, ek Large Cap fund hai, jo 3Y return mein 15.44% dete hai, lekin expense ratio mein 0.52% hai. Fund B, Old Bridge Mutual Fund Liquid Fund, ek Liquid Fund hai, jo 3Y return mein 6.93% dete hai, lekin expense ratio mein 0.12% hai. Haan, Fund B risk se kam hai, lekin Fund A long-term mein better return dete hai. Dekho ki konsa fund aapke liye sahi hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
📈 SIP Suitability
Agar aap monthly SIP karna chaahte hain to, Fund B, Old Bridge Mutual Fund Liquid Fund, aapke liye better hai. Yeh fund consistency se kaam karta hai aur return stable hai. Fund A, ICICI Prudential Bluechip Fund, bhi aapke liye accha fund hai, lekin Fund B ka risk se kam hai.
⚠️ Risk & Cost Analysis
Humne dono fundon ka riskometer, volatility, Sharpe ratio, aur expense ratio ka comparison kiya hai. Fund A ka riskometer Very High hai, volatility 12.52 hai, aur Sharpe ratio 0.71 hai. Fund B ka riskometer Low hai, volatility 0.12 hai, aur Sharpe ratio 3.58 hai. Haan, Fund B ka expense ratio 0.12% hai, jo Fund A se kam hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke madhyam se hum portfolio diversification ka comparison karenge. Fund A ka asset allocation Equity: 96.00% | T-Bills: 4.00% hai, jo Fund B ka asset allocation T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% se alag hai. Top holdings mein bhi Fund A ka concentration jyada hai, HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%). To, hum keh sakte hain ki Fund B more diversified portfolio offer karta hai.
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund B ka 5Y return 6.11% hai, jo Fund A ke 12.65% se kam hai. Lekin, Fund B ka 3Y return 6.93% hai, jo Fund A ke 15.44% se kam hai. To, long run ke liye Fund A better option hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka higher risk fund hai, lekin yeh Fund B ke jyada return offer karta hai. Volatility mein bhi Fund A jyada hai, 12.52 vs 0.12. Sharpe ratio mein bhi Fund A kam hai, 0.71 vs 3.58. To, Fund A ke higher risk se jyada benefit hai.
Q3: Which fund is more cost-effective?
Cost-effectiveness ke liye expense ratio aur exit load ka comparison karenge. Fund B ka expense ratio 0.12% hai, jo Fund A ke 0.52% se kam hai. Exit load mein bhi Fund B kam hai. To, hum keh sakte hain ki Fund B more cost-effective hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A, ICICI Prudential Bluechip Fund, 5Y return mein 12.65% dete hai, jo Fund B se adhik hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka Sharpe ratio 0.71 hai, jo Fund B se kam hai. Lekin Fund A ka riskometer Very High hai, jo Fund B se adhik hai.
Q3: Which fund is more cost-effective?
Haan, Fund B ka expense ratio 0.12% hai, jo Fund A se kam hai. Dekho ki aapko konsa fund aapke liye sahi hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price