ICICI Prudential Bluechip Fund vs Old Bridge Mutual Fund Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
12.3%
Ab aap logon, aaj hum do fundon ke beech ka comparison karne ja rahe hain. Fund A, ICICI Prudential Bluechip Fund Direct Plan - Growth, ek Large Cap fund hai, jabki Fund B, Old Bridge Mutual Fund Balanced Advantage Fund Direct Plan - Growth, Balanced Hybrid fund hai. Dekho, aapko yahaan pata chalega ki dono fundo ke categories ke beech kya aisa hai aur ye dono fundo kya dete hain.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Old Bridge Mutual Fund |
| Category | Large Cap | Balanced Hybrid |
| NAV (₹) | 83.91 | 16.39 |
| AUM (₹ Cr) | 5.81 Lac Cr | 1.58 Lac Cr |
| Expense Ratio (%) | 0.52% | 0.78% |
| Riskometer | Very High | Moderately High |
| Volatility | 12.52 | 9.11 |
| Sharpe Ratio | 0.71 | 0.64 |
| 1 Year Return (%) | 24.48% | 3.08% |
| 3 Year Return (%) | 15.44% | 12.3% |
| 5 Year Return (%) | 12.65% | 5.27% |
| Since Launch (%) | 16.42% | 10.94% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 7 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Gopal Agrawal; Srinivasan Ramamurthy (5.1 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), Reliance Industries Ltd. (4.5%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 65.00% | Debt: 30.00% | T-Bills: 5.00% |
| Portfolio Turnover | 28% | 145% |
🤖 AI Verdict – Which is Better?
Haan, aaj hum aapko batane wale hain ki Fund A ya Fund B kis fund better hai long-term wealth creation ke liye. Dekho, hum are 3 factors par dhyaan dete hain - 3Y return, expense ratio, aur risk. Fund A ka 3Y return 15.44% hai, expense ratio 0.52% hai, aur riskometer Very High hai. Fund B ka 3Y return 12.3% hai, expense ratio 0.78% hai, aur riskometer Moderately High hai. lekin Fund A ki expense ratio kam hai aur riskometer bhi badhaya hai. To, Fund A aapke liye better fund hai long-term wealth creation ke liye.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Old Bridge Mutual Fund Balanced Advantage Fund?
- Expense ratio: 0.78%
- 3Y return: 12.3%
- AUM: 1.58 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
SIP ke liye, aapko consistent return aur stability ki zaroorat hai. Fund A ka 3Y return 15.44% hai, jabki Fund B ka 3Y return 12.3% hai. Isiliye, Fund A aapke liye better fund hai SIP ke liye, kyunki yeh consistent aur stable return deti hai.
⚠️ Risk & Cost Analysis
Ab, hum aapko batane wale hain ki dono fundo ke beech kya aisa hai riskometer, volatility, Sharpe ratio, aur expense ratio ke liye. Fund A ka riskometer Very High hai, volatility 12.52 hai, Sharpe ratio 0.71 hai, aur expense ratio 0.52% hai. Fund B ka riskometer Moderately High hai, volatility 9.11 hai, Sharpe ratio 0.64 hai, aur expense ratio 0.78% hai. Isiliye, Fund A aapke liye better fund hai risk-adjusted returns ke liye.
📊 Portfolio Diversification
Ab, hum aapko batane wale hain ki dono fundo ke beech kya aisa hai asset allocation aur top holdings concentration ke liye. Fund A ka asset allocation Equity: 96.00% hai, aur top 3 holdings HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) hai. Fund B ka asset allocation Equity: 65.00%, Debt: 30.00%, aur T-Bills: 5.00% hai, aur top 3 holdings HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), aur Reliance Industries Ltd. (4.5%) hai. Isiliye, Fund B aapke liye better fund hai portfolio diversification ke liye.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Old Bridge Mutual Fund Balanced Advantage Fund
₹1182670.66
@12.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 12.65% hai, jabki Fund B ka 5Y return 5.27% hai. Isiliye, Fund A aapke liye better fund hai long run ke returns ke liye.
Q2: Is the higher risk fund worth it?
Fund A ka volatility 12.52 hai, jabki Fund B ka volatility 9.11 hai. Iske alawa, Fund A ka Sharpe ratio 0.71 hai, jabki Fund B ka Sharpe ratio 0.64 hai. Isiliye, Fund A aapke liye better fund hai higher risk ke liye.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.52% hai, jabki Fund B ka expense ratio 0.78% hai. Isiliye, Fund A aapke liye better fund hai cost-effectiveness ke liye.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price