ICICI Prudential Bluechip Fund vs Nippon India Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
19.38%
Khushiya, investors! Aaj hum do funds ke beech ka comparison karne ja rahe hain - ICICI Prudential Bluechip Fund aur Nippon India Multi Cap Fund. Ye dono funds Large Cap aur Multi Cap categories mein aate hain. Dekho, kya yeh dono funds apne category mein achhe returns dete hain ya na? Fund A Large Cap fund hai, jabki fund B Multi Cap fund hai. Aaj hum isse jaanne ja rahen hain ki kis fund se zyada returns mileinge.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BNippon India Multi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Nippon India |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 83.91 | 327.56 |
| AUM (₹ Cr) | 5.81 Lac Cr | 5.26 Lac Cr |
| Expense Ratio (%) | 0.52% | 0.84% |
| Riskometer | Very High | Very High |
| Volatility | 12.52 | 14.38 |
| Sharpe Ratio | 0.71 | 0.9 |
| 1 Year Return (%) | 24.48% | 1.81% |
| 3 Year Return (%) | 15.44% | 19.38% |
| 5 Year Return (%) | 12.65% | 20.94% |
| Since Launch (%) | 16.42% | 15.99% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 99.5% |
| Portfolio Turnover | 28% | 89% |
🤖 AI Verdict – Which is Better?
Humari verdict hai ki Fund A, ICICI Prudential Bluechip Fund, zyada achha fund hai long-term wealth creation ke liye. Ye fund 3Y return mein 15.44% ka return diya hai, jo Fund B ki 19.38% se thoda kam hai lekin expense ratio aur riskometer ke hisaab se Fund A zyada achha fund hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
📈 SIP Suitability
Yadi aap monthly SIP ke liye 10+ saal tak ka investment plan banane ja rahen hain, to humari suggestion hai ki Fund A, ICICI Prudential Bluechip Fund, better fund hai. Ye fund consistency aur return stability ke hisaab se zyada achha fund hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility aur Sharpe ratio ke hisaab se, Fund A, ICICI Prudential Bluechip Fund, better risk-adjusted returns offer karta hai. Expense ratio ka hisaab lene par bhi Fund A zyada achha fund hai.
📊 Portfolio Diversification
Asset allocation ke hisaab se, Fund B, Nippon India Multi Cap Fund, zyada diversified fund hai. Fund A mein asset allocation 96% equity aur 4% T-Bills hai, jabki Fund B mein asset allocation 99.5% equity aur 0.5% debt hai. Fund A mein HDFC Bank Ltd., ICICI Bank Ltd. aur Reliance Industries Ltd. ki concentration zyada hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ki 5Y return 12.65% hai, jo Fund B ki 20.94% se kam hai. Lekin 3Y return ke hisaab se, Fund B zyada achha fund hai. Haan, Fund A ki 3Y return 15.44% hai, jo Fund B ki 19.38% se kam hai. Dekho, kya aapka investment plan long-term hai ya short-term?
Q2: Is the higher risk fund worth it?
Haan, yadi aap higher risk fund ka risk accept karte hain, to Fund B, Nippon India Multi Cap Fund, zyada achha fund hai. Fund B ki volatility 14.38% hai, jo Fund A ki 12.52% se zyada hai. Lekin Fund B ka Sharpe ratio 0.9 hai, jo Fund A ka 0.71 se zyada hai. Dekho, kya aap risk accept karte hain ya na?
Q3: Which fund is more cost-effective?
Sach ye hai, Fund A ki expense ratio 0.52% hai, jo Fund B ki 0.84% se kam hai. Haan, Fund A zyada cost-effective fund hai. Dekho, kya aap expense ratio ka hisaab lene wale hain ya na?
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price