ICICI Prudential Bluechip Fund vs Nippon India Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
15.4%
Dekho, aapko fund bhi chahiye jo large cap category mein aata hai aur aapko long-term wealth creation ke liye accha lagta hai. Is article mein, hum aapko Fund A - ICICI Prudential Bluechip Fund aur Fund B - Nippon India Large Cap Fund ke beech ka comparison karne ja rahen hain. Chaliye shuru karte hain.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BNippon India Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Nippon India |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 98.75 |
| AUM (₹ Cr) | 5.81 Lac Cr | 5.17 Lac Cr |
| Expense Ratio (%) | 0.52% | 0.8% |
| Riskometer | Very High | Very High |
| Volatility | 12.52 | 12.25 |
| Sharpe Ratio | 0.71 | 0.73 |
| 1 Year Return (%) | 24.48% | -0.91% |
| 3 Year Return (%) | 15.44% | 15.4% |
| 5 Year Return (%) | 12.65% | 16.46% |
| Since Launch (%) | 16.42% | 15.3% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) |
| Benchmark | Nifty 50 | BSE 100 Total Return Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.43% |
| Portfolio Turnover | 28% | 70% |
🤖 AI Verdict – Which is Better?
Haan, yeh sach hai ki Fund A aur Fund B dono hi large cap category mein aate hain, lekin yeh dono fund alag-alag hain. Fund A ka 3Y return 15.44% hai, jo Fund B ki 15.4% se zyada hai. Lekin expense ratio ke hisaab se, Fund B 0.8% par hai, jo Fund A ki 0.52% se kam hai. Riskometer ke hisaab se, dono fund Very High level par hain, lekin Fund A ka volatility 12.52 hai, jo Fund B ki 12.25 se kam hai. Isliye, hum Fund A ko long-term wealth creation ke liye acha fund manaenge.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
Lekin yeh sawal hai ki kya Fund A aapke monthly SIP ke liye acha fund hoga. Lekin yeh sach hai ki Fund A ka 5Y return 12.65% hai, jo Fund B ki 16.46% se kam hai. Lekin expense ratio ke hisaab se, Fund A 0.52% par hai, jo Fund B ki 0.8% se kam hai. Isliye, hum Fund B ko monthly SIP ke liye acha fund manaenge.
⚠️ Risk & Cost Analysis
Sach ye hai ki Fund A aur Fund B dono hi riskometer ke hisaab se Very High level par hain, lekin Fund A ka volatility 12.52 hai, jo Fund B ki 12.25 se kam hai. Lekin Sharpe ratio ke hisaab se, Fund B ki 0.73 hai, jo Fund A ki 0.71 se zyada hai. Lekin expense ratio ke hisaab se, Fund A 0.52% par hai, jo Fund B ki 0.8% se kam hai. Isliye, hum Fund A ko better risk-adjusted returns manaenge.
📊 Portfolio Diversification
Chaliye, aapko Fund A aur Fund B ke asset allocation aur top holdings ke beech ka comparison karte hain. Fund A ka asset allocation 96.00% equity aur 4.00% T-Bills par hai, jo Fund B ki 96.43% equity aur 3.57% T-Bills se kam hai. Lekin top holdings ke hisaab se, Fund A ka HDFC Bank Ltd. aur ICICI Bank Ltd. dono 7-8% par hai, jo Fund B ki HDFC Bank Ltd. 9.24% par hai. Isliye, hum Fund A ko more diversified manaenge.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund B ka 5Y return 16.46% hai, jo Fund A ki 12.65% se zyada hai. Lekin yeh dhyan rakhein ki Fund A ka expense ratio 0.52% hai, jo Fund B ki 0.8% se kam hai.
Q2: Is the higher risk fund worth it?
Sach ye hai ki Fund B ka volatility 12.25 hai, jo Fund A ki 12.52 se kam hai, lekin Sharpe ratio ke hisaab se, Fund B ki 0.73 hai, jo Fund A ki 0.71 se zyada hai. Isliye, yeh sawal hai ki kya aap Fund B ki higher risk ko accept kar sakte hain.
Q3: Which fund is more cost-effective?
Sach ye hai ki Fund A ka expense ratio 0.52% hai, jo Fund B ki 0.8% se kam hai. Isliye, hum Fund A ko more cost-effective manaenge.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price