ICICI Prudential Bluechip Fund vs Navi Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
20.86%
Dekho, aap logon ke liye aaj ek ajeeb comparison hai hai Fund A aur Fund B ke beech. Fund A ICICI Prudential Bluechip Fund hai, jiska category Large Cap hai, aur Fund B Navi Mutual Fund Multi Cap Fund hai. Aaj humein dikhana hai ki in dono fundon ke beech kaun sa fund long-term mein better hai aur kya fund SIP ke liye achha hai.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BNavi Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Navi Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 83.91 | 19.01 |
| AUM (₹ Cr) | 5.81 Lac Cr | 1.81 Lac Cr |
| Expense Ratio (%) | 0.52% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 12.52 | 15 |
| Sharpe Ratio | 0.71 | 0.96 |
| 1 Year Return (%) | 24.48% | 5.23% |
| 3 Year Return (%) | 15.44% | 20.86% |
| 5 Year Return (%) | 12.65% | 11.52% |
| Since Launch (%) | 16.42% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 28% | 52% |
🤖 AI Verdict – Which is Better?
Haan, humein dikhna hai ki Fund A ya Fund B kaun sa fund better hai long-term mein. Hum 3Y return, expense ratio, aur risk ke adhar par fund ka verdict denghe. Fund A ka 3Y return 15.44% hai, jo Fund B ke 20.86% se kam hai. Lekin Fund A ka expense ratio 0.52% hai, jo Fund B ke 1.68% se kam hai. Riskometer kee cheezein badal sakte hain, lekin koi bhi fund 100% surety nahi deta hai. Haan, hum Fund A ko better fund maante hain long-term mein.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Navi Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.81 Lac Cr
- Sharpe Ratio: 0.96
📈 SIP Suitability
Chaliye, hum SIP ke liye fund ka tareeka denghe. Fund A ka 1Y return 24.48% hai, jo Fund B ke 5.23% se kam hai. Lekin Fund B ka 3Y return Fund A se jyaada hai. Haan, Fund A ka consistency aur return stability Fund B se bada hai. Toh SIP ke liye Fund A better hai.
⚠️ Risk & Cost Analysis
Haan, hum riskometer, volatility, Sharpe ratio, aur expense ratio kee comparison karenge. Fund A ka riskometer Very High hai, lekin Fund B ka bhi Very High hai. Volatility kee cheezein badal sakte hain, lekin Fund B ka volatility 15 hai, jo Fund A ke 12.52 se jyaada hai. Sharpe ratio kee cheezein bhi badal sakte hain, lekin Fund B ka Sharpe ratio Fund A se jyaada hai. Expense ratio kee cheezein bhi badal sakte hain, lekin Fund A ka expense ratio Fund B se kam hai. Haan, hum Fund A ko better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Chaliye, hum asset allocation aur top holdings concentration kee comparison karenge. Fund A ka asset allocation Equity: 96.00% | T-Bills: 4.00% hai, aur Fund B ka bhi Equity: 97.00% | T-Bills: 3.00% hai. Toh Fund B ka asset allocation Fund A se jyaada concentrated hai. Top holdings concentration kee cheezein bhi badal sakte hain, lekin Fund A ka top holdings concentration Fund B se kam hai. Haan, Fund A ka portfolio diversification Fund B se bada hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Navi Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 12.65% hai, jo Fund B ke 11.52% se jyaada hai. Isliye, Fund A long-term mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka volatility 15 hai, jo Fund A ke 12.52 se jyaada hai. Lekin Fund B ka Sharpe ratio Fund A se jyaada hai. Toh, yeh decision aapke investment style aur risk tolerance par nirbhar karta hai.
Q3: Which fund is more cost-effective?
Haan, Fund A ka expense ratio Fund B ke 1.68% se kam hai. Isliye, Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price