ICICI Prudential Bluechip Fund vs Navi Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
14.7%
Aap log kya jaante hai ki Fund A aur Fund B dono large cap funds hai, lekin unka performance alag-alag hai. Yahaan hum Fund A aur Fund B ki tulna karenge aur dekhenge ki kis fund ki performance better hai.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BNavi Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Navi Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 497.22 |
| AUM (₹ Cr) | 5.81 Lac Cr | 2.51 Lac Cr |
| Expense Ratio (%) | 0.52% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.52 | 12.72 |
| Sharpe Ratio | 0.71 | 0.64 |
| 1 Year Return (%) | 24.48% | -4.02% |
| 3 Year Return (%) | 15.44% | 14.7% |
| 5 Year Return (%) | 12.65% | 12.03% |
| Since Launch (%) | 16.42% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 28% | 30% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye hum Fund A ko better fund samjhte hain. Yeh fund 5-year return mein 12.65% aur 3-year return mein 15.44% kiya hai, jo ke Fund B ki 5-year return ke liye 12.03% aur 3-year return ke liye 14.7% se adhik hai. Expense ratio ke liye bhi Fund A kam hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Navi Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.51 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
Aapko monthly SIP ke liye Fund A better fund dikh raha hai. Yeh fund 3-saalon ki performance mein consistent hai aur return stability bhi dikhati hai, jiski wajah se yeh fund aapke SIP ke liye better vikalp hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke hisaab se Fund A better risk-adjusted returns dene wala fund hai. Fund A ki riskometer very high hai, lekin yeh fund volatility mein kam hai aur Sharpe ratio bhi better hai. Expense ratio ke hisaab se bhi Fund A Fund B se kam hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisaab se Fund A more diversified fund hai. Fund A ki asset allocation mein 96% equity aur 4% T-Bills hai, jo ke Fund B ki asset allocation se alag hai. Top holdings concentration ke hisaab se bhi Fund A better hai, kyonki usmein HDFC Bank, ICICI Bank, aur Reliance Industries ke shares ki concentration kam hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Navi Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A ki 5-year return 12.65% hai, jo ke Fund B ki 5-year return 12.03% se adhik hai. Isliye, Fund A long-term wealth creation ke liye better fund hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ki volatility 12.52 hai, jo ke Fund B ki volatility 12.72 se kam hai. Sharpe ratio ke hisaab se bhi Fund A better hai, jisne 0.71 kiya hai. Isliye, Fund A higher risk fund worth hai.
Q3: Which fund is more cost-effective?
Sach ye hai ki Fund A ki expense ratio 0.52% hai, jo ke Fund B ki expense ratio 0.52% se kam hai. Isliye, Fund A more cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price