ICICI Prudential Bluechip Fund vs LIC Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
20.86%
Dekho, aaj humein do fundon ka comparison karna hai - ICICI Prudential Bluechip Fund aur LIC Mutual Fund Multi Cap Fund. Dono fund Large Cap aur Multi Cap category mein aate hain. Aaj humein yeh jaanna hai ki dono fundon mein kya antar hai aur humein kis fund mein nivesh karna chahiye.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BLIC Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | LIC Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 83.91 | 19.01 |
| AUM (₹ Cr) | 5.81 Lac Cr | 1.60 Lac Cr |
| Expense Ratio (%) | 0.52% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 12.52 | 13.9 |
| Sharpe Ratio | 0.71 | 1.03 |
| 1 Year Return (%) | 24.48% | 5.23% |
| 3 Year Return (%) | 15.44% | 20.86% |
| 5 Year Return (%) | 12.65% | 11.46% |
| Since Launch (%) | 16.42% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Yogesh Patil (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 28% | 38% |
🤖 AI Verdict – Which is Better?
Chaliye, hum baat karte hain ki kis fund mein nivesh karna chahiye. Dekho, Fund A ki 3Y return 15.44% hai, jabki Fund B ki 3Y return 20.86% hai. Iske alawa, Fund B ka expense ratio 1.68% hai, jo Fund A ka expense ratio 0.52% se adhik hai. Riskometer ke hisab se bhi Fund B zyada riski fund hai. Haan, hum kahein ki Fund B long-term wealth creation ke liye better fund hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider LIC Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.60 Lac Cr
- Sharpe Ratio: 1.03
📈 SIP Suitability
SIP Suitability ke liye hum baat karte hain ki kis fund mein monthly SIP karna chahiye. Dekho, Fund A ki 1Y return 24.48% hai, jabki Fund B ki 1Y return 5.23% hai. Lekin, Fund A ki consistency aur return stability Fund B se adhik hai. Haan, hum kahein ki Fund A monthly SIP ke liye better fund hai.
⚠️ Risk & Cost Analysis
Chaliye, hum baat karte hain ki dono fundon mein riskometer, volatility, Sharpe ratio aur expense ratio ke liye kya hai. Dekho, Fund B ka riskometer aur volatility Fund A se adhik hai. Lekin, Fund B ka Sharpe ratio 1.03 hai, jo Fund A ka Sharpe ratio 0.71 se adhik hai. Haan, hum kahein ki Fund B risk-adjusted returns ke hisab se better fund hai.
📊 Portfolio Diversification
Portfolio Diversification ke liye hum baat karte hain ki dono fundon mein asset allocation aur top holdings concentration kya hai. Dekho, dono fund mein equity ka share 96% se adhik hai. Lekin, Fund A mein HDFC Bank Ltd, ICICI Bank Ltd aur Reliance Industries Ltd ki holding Fund B se adhik hai. Haan, hum kahein ki Fund A portfolio mein sector risk adhik hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
LIC Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund B ka 5Y return 11.46% hai, jo Fund A ka 5Y return 12.65% se kam hai. Lekin, Fund B ka 3Y return 20.86% hai, jo Fund A ka 3Y return 15.44% se adhik hai. Haan, hum kahein ki Fund B long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Sach ye hai ki Fund B ka riskometer aur volatility Fund A se adhik hai. Lekin, Fund B ka Sharpe ratio 1.03 hai, jo Fund A ka Sharpe ratio 0.71 se adhik hai. Haan, hum kahein ki Fund B risk-adjusted returns ke hisab se better fund hai.
Q3: Which fund is more cost-effective?
Sach ye hai ki Fund A ka expense ratio 0.52% hai, jo Fund B ka expense ratio 1.68% se kam hai. Haan, hum kahein ki Fund A cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price