ICICI Prudential Bluechip Fund vs LIC Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
14.7%
Chaliye dekho Fund A aur Fund B dono wale large cap funds hain, lekin kya hoga agar aap inmein se ek chunenge? Aaj hum yeh janch karenge ki Fund A aur Fund B dono wale large cap funds kaise perform karte hain. Fund A ICICI Prudential Bluechip Fund aur Fund B LIC Mutual Fund Large Cap Fund hain. Dekho ki yeh dono fund kaise perform karte hain aur kya aapke paas ye sab kuchh hai jo aapko ek fund se dusre fund ki chunav mein madad karega.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BLIC Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | LIC Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 497.22 |
| AUM (₹ Cr) | 5.81 Lac Cr | 2.22 Lac Cr |
| Expense Ratio (%) | 0.52% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.52 | 11.93 |
| Sharpe Ratio | 0.71 | 0.69 |
| 1 Year Return (%) | 24.48% | -4.02% |
| 3 Year Return (%) | 15.44% | 14.7% |
| 5 Year Return (%) | 12.65% | 12.03% |
| Since Launch (%) | 16.42% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Yogesh Patil (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 28% | 22% |
🤖 AI Verdict – Which is Better?
Sach ye hai ki long-term wealth creation ke liye Fund A better hai. 3Y return, expense ratio, aur risk ke hisaab se. Fund A ka 3Y return 15.44% hai, jo ki Fund B ki 3Y return (14.7%) se bada hai. Expense ratio bhi Fund A ka 0.52% hai, jo ki Fund B ki 0.52% se match karta hai. Riskometer bhi dono fund bade risk wale hain, lekin Fund A ka Sharpe ratio 0.71 hai, jo ki Fund B ka 0.69 se bada hai. Haan, Fund A ek better chunav hai long-term wealth creation ke liye.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider LIC Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.22 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
SIP suitability ke liye, hum chaliye dekho ki Fund A aur Fund B dono fund kaise SIP ke hisaab se perform karte hain. Fund A ka 1Y return 24.48% hai, jo ki Fund B ka -4.02% se bahut bada hai. 5Y return bhi Fund A ka 12.65% hai, jo ki Fund B ka 12.03% se bada hai. Haan, Fund A SIP ke hisaab se better hai.
⚠️ Risk & Cost Analysis
Risk & cost analysis ke liye, hum chaliye dekho ki Fund A aur Fund B dono fund kaise riskometer, volatility, Sharpe ratio, aur expense ratio ke hisaab se perform karte hain. Fund A ka riskometer Very High hai, jo ki Fund B ki Very High se match karta hai. Volatility bhi Fund A ka 12.52 hai, jo ki Fund B ka 11.93 se bada hai. Sharpe ratio bhi Fund A ka 0.71 hai, jo ki Fund B ka 0.69 se bada hai. Expense ratio bhi dono fund 0.52% hai, lekin Fund A ka AUM 58145.22 Cr hai, jo ki Fund B ka 22200 Cr se bahut bada hai. Haan, Fund A ek better fund hai risk & cost ke hisaab se.
📊 Portfolio Diversification
Portfolio diversification ke liye, hum chaliye dekho ki Fund A aur Fund B dono fund kaise asset allocation aur top holdings concentration ke hisaab se perform karte hain. Fund A ka asset allocation Equity 96.00% hai, jo ki Fund B ki 96.00% se match karta hai. Top holdings concentration bhi dono fund HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) hai, lekin Fund A ka top 3 holdings concentration bahut hi high hai. Haan, Fund B ek better fund hai portfolio diversification ke hisaab se.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
LIC Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 12.65% hai, jo ki Fund B ka 12.03% se bada hai. Haan, Fund A long run ke liye better fund hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka Sharpe ratio 0.71 hai, jo ki Fund B ka 0.69 se bada hai. Fund A ka riskometer Very High hai, lekin Fund A ka AUM 58145.22 Cr hai, jo ki Fund B ka 22200 Cr se bahut bada hai. Haan, Fund A higher risk fund worth hai.
Q3: Which fund is more cost-effective?
Fund A aur Fund B dono fund 0.52% expense ratio hai, lekin Fund A ka AUM 58145.22 Cr hai, jo ki Fund B ka 22200 Cr se bahut bada hai. Haan, Fund A more cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price