ICICI Prudential Bluechip Fund vs Kotak Mahindra Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
12.82%
Chaliye, dekho hum tumhein do bade funds ke baare mein jaanne ke liye sunaange. Ye dhone hai ICICI Prudential Bluechip Fund aur Kotak Mahindra Large Cap Fund. Dono funds ek hi category mein aate hain aur yeh sabse badi cheez hai jo humein apne investors ke liye sochni hai. Is article mein hum tumhein fund donon ke beech ka sanvaad dikhayenge, jisse tum apni investment ke liye sabse achha fund chune payenge.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BKotak Mahindra Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Kotak Mahindra |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 635.60 |
| AUM (₹ Cr) | 5.81 Lac Cr | 3.81 Lac Cr |
| Expense Ratio (%) | 0.52% | 1.36% |
| Riskometer | Very High | Very High |
| Volatility | 12.52 | 11.32 |
| Sharpe Ratio | 0.71 | 0.56 |
| 1 Year Return (%) | 24.48% | -2.46% |
| 3 Year Return (%) | 15.44% | 12.82% |
| 5 Year Return (%) | 12.65% | 12.2% |
| Since Launch (%) | 16.42% | 13.87% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Harsha Upadhyaya (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 28% | 16% |
🤖 AI Verdict – Which is Better?
Haan, humein ek winner banana hai. Chaliye, hum tumhein 3Y return, expense ratio, aur risk ke baare mein batate hain. Fund A ki 3Y return 15.44% hai, jiske liye hum usse achha fund maante hain. Lekin, expense ratio ka hissa bhi hai. Fund A ki expense ratio 0.52% hai, jabki Fund B ki 1.36% hai. Isliye, Fund A sabse achha fund hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Kotak Mahindra Large Cap Fund?
- Expense ratio: 1.36%
- 3Y return: 12.82%
- AUM: 3.81 Lac Cr
- Sharpe Ratio: 0.56
📈 SIP Suitability
SIP suitability ke liye hum tumhein consistency aur return stability ke baare mein sochte hain. Fund A ki 1Y return 24.48% hai, jabki Fund B ki 1Y return -2.46% hai. Isse hum samajh sakte hain ki Fund A sabse achha fund hai SIP ke liye.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke baare mein hum tumhein batate hain. Fund A ki Riskometer Very High hai, jabki Fund B ki bhi Very High hai. Lekin, Fund A ki volatility 12.52 hai, jabki Fund B ki 11.32 hai. Sharpe ratio ke liye bhi Fund A 0.71 hai, jabki Fund B ki 0.56 hai. Isliye, Fund A sabse achha fund hai risk-adjusted returns ke liye.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke baare mein hum tumhein batate hain. Dono funds ki asset allocation Equity: 96.00% | T-Bills: 4.00% hai. Lekin, Fund A ki top holdings HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) hai, jabki Fund B ki bhi same hain. Isse hum samajh sakte hain ki dono funds ko thoda thoda diversify kiya ja sakta hai. Lekin, Fund A ki top holdings ka risk bhi zyada hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Kotak Mahindra Large Cap Fund
₹1220113.26
@12.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A ki 5Y return 12.65% hai, jabki Fund B ki 12.2% hai. Isliye, Fund A sabse achha fund hai long run ke liye.
Q2: Is the higher risk fund worth it?
Haan, Fund A ki volatility bhi zyada hai, par Sharpe ratio bhi achha hai. Isliye, Fund A ka higher risk worth hai.
Q3: Which fund is more cost-effective?
Sach ye hai ki Fund A ki expense ratio 0.52% hai, jabki Fund B ki 1.36% hai. Isliye, Fund A sabse cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price