ICICI Prudential Bluechip Fund vs JM Financial Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
20.86%
Aapko yahan dono funds ki comparison karne mein madad karenge, jismein ICICI Prudential Bluechip Fund aur JM Financial Multi Cap Fund shaamil hain. Yahan aapko pata chalega ki kis fund ki categories aur aapke 10+ saal ke long-term wealth creation ke liye kis fund ka better choice hai.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BJM Financial Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | JM Financial |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 83.91 | 19.01 |
| AUM (₹ Cr) | 5.81 Lac Cr | 1.63 Lac Cr |
| Expense Ratio (%) | 0.52% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 12.52 | 14.35 |
| Sharpe Ratio | 0.71 | 1 |
| 1 Year Return (%) | 24.48% | 5.23% |
| 3 Year Return (%) | 15.44% | 20.86% |
| 5 Year Return (%) | 12.65% | 0% |
| Since Launch (%) | 16.42% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Asit Bhandarkar (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 28% | 44% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, hum 3Y return, expense ratio, aur risk ke aadhar par fund B ko better fund maante hain. Fund B ka 3Y return 20.86% hai, jo Fund A ke 15.44% se jyada hai. Lekin, expense ratio ke liye, Fund A bahut hi kam hai, 0.52% hai. Isliye, Fund A ko better fund maana jaa sakta hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider JM Financial Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.63 Lac Cr
- Sharpe Ratio: 1
📈 SIP Suitability
Monthly SIP ke liye 10+ saal ke liye, hum Fund A ko better fund maante hain. Fund A ka 5Y return 12.65% hai, jo Fund B ke 0% se jyada hai. Lekin, Fund A ka riskometer bhi bahut hi high hai. Isliye, aapko apni SIP ke liye Fund A ka chayan karne se pehle, apne risk appetite ko dhyan mein rakhna hoga.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke aadhar par hum dekhte hain ki kis fund better risk-adjusted returns deta hai. Fund A ka riskometer very high hai, lekin Sharpe ratio 0.71 hai, jo Fund B ke 1 se kam hai. Expense ratio ke liye, Fund A bahut hi kam hai, 0.52% hai. Isliye, Fund A ko better fund maana jaa sakta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke aadhar par hum dekhte hain ki kis fund better diversified hai. Fund A ka asset allocation equity 96.00% aur T-Bills 4.00% hai, jo Fund B ke 97.00% equity aur 3.00% T-Bills se kam hai. Isliye, Fund A ko better diversified fund maana jaa sakta hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
JM Financial Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Long-run mein, Fund A ka 5Y return 12.65% hai, jo Fund B ke 0% se jyada hai. Isliye, Fund A better fund hai long-run mein.
Q2: Is the higher risk fund worth it?
Dono funds ka riskometer very high hai, lekin Fund A ka Sharpe ratio 0.71 hai, jo Fund B ke 1 se kam hai. Isliye, Fund A ko better fund maana jaa sakta hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.52% hai, jo Fund B ke 1.68% se kam hai. Isliye, Fund A better cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price