ICICI Prudential Bluechip Fund vs JM Financial Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
14.7%
Dekho, aapke paas do bade fund hain, Fund A aur Fund B. Dono fund large cap category mein hain aur high riskometer pradaan karte hain. Aaj humein yeh jaanna hai ki kis fund mein long term mein paise ki vridhi hogi.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BJM Financial Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | JM Financial |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 497.22 |
| AUM (₹ Cr) | 5.81 Lac Cr | 2.26 Lac Cr |
| Expense Ratio (%) | 0.52% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.52 | 12.25 |
| Sharpe Ratio | 0.71 | 0.67 |
| 1 Year Return (%) | 24.48% | -4.02% |
| 3 Year Return (%) | 15.44% | 14.7% |
| 5 Year Return (%) | 12.65% | 12.03% |
| Since Launch (%) | 16.42% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Asit Bhandarkar (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 28% | 26% |
🤖 AI Verdict – Which is Better?
Haan, Fund A aur Fund B dono mein 3Y return kiya hai. Fund A ka 3Y return 15.44% hai, jabki Fund B ka 3Y return 14.7% hai. Lekin expense ratio aur risk se bhi humein fund ka verdict lene mein madad karni hai. Fund A ka expense ratio 0.52% hai, jo Fund B ke expense ratio se hi hai. Par Fund A ka riskometer bhi Very High hai. Sach ye hai, Fund A long term mein aapke paise ki vridhi ke liye bhaari hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider JM Financial Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.26 Lac Cr
- Sharpe Ratio: 0.67
📈 SIP Suitability
Chaliye, hum ek monthly SIP ke liye dono fund ka comparison karenge. Fund A ka 3Y return aur 5Y return Fund B se bada hai. Isme se pata chalta hai ki Fund A monthly SIP ke liye better hai. Fund A ka consistency aur return stability bhi bada hai.
⚠️ Risk & Cost Analysis
Haan, ab hum dono fund ka riskometer, volatility, Sharpe ratio aur expense ratio ka comparison karenge. Fund A ka riskometer bhi Very High hai lekin volatility 12.52 hai, jabki Fund B ka volatility 12.25 hai. Sharpe ratio mein bhi Fund A better hai. Expense ratio mein dono fund saman hai. Isme se pata chalta hai ki Fund A aapko better risk-adjusted returns pradaan karta hai.
📊 Portfolio Diversification
Chaliye, hum dono fund ka asset allocation aur top holdings concentration ka comparison karenge. Dono fund ka asset allocation Equity 96% aur T-Bills 4% hai. Lekin top holdings concentration mein Fund B mein HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%) aur Reliance Industries Ltd. (6.9%) hain. Fund A mein bhi HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%) aur Reliance Industries Ltd. (6.9%) hain. Isme se pata chalta hai ki dono fund mein risk hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
JM Financial Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A ka 5Y return 12.65% hai, jo Fund B ka 5Y return 12.03% se bada hai. Isliye, Fund A long run mein aapke paise ki vridhi ke liye better hai.
Q2: Is the higher risk fund worth it?
Answer: Fund A ka riskometer Very High hai aur volatility 12.52 hai. Isme se pata chalta hai ki Fund A mein aapko high returns milein hain lekin usse bhi high risk hai. Fund B ka Sharpe ratio 0.67 hai, jo Fund A ka Sharpe ratio 0.71 se kam hai. Isme se pata chalta hai ki Fund A aapko better risk-adjusted returns pradaan karta hai.
Q3: Which fund is more cost-effective?
Answer: Dono fund ka expense ratio 0.52% hai. Isme se pata chalta hai ki dono fund mein aapko same cost hai. Isliye, Fund A aur Fund B dono me cost-effective hain.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price