ICICI Prudential Bluechip Fund vs Invesco Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
6.93%
Humare paas do mutual funds hain jo ki aapke dhan ko badhne mein madad karne ke liye taiyar hain. Fund A, ICICI Prudential Bluechip Fund - Direct Plan - Growth, ek large cap fund hai jo ki apne 24.48% ka 1Y return aur 15.44% ka 3Y return ke saath aapke dhan ko badhane mein madad kar sakta hai. Fund B, Invesco Mutual Fund Liquid Fund - Direct Plan - Growth, ek liquid fund hai jo ki apne 6.17% ka 1Y return aur 6.93% ka 3Y return ke saath aapke dhan ko surakshit roop se badhane mein madad kar sakta hai. Is article mein hum aapko Fund A aur Fund B ki tulna karne ka prayaas kar rahe hain.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BInvesco Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Invesco Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 83.91 | 3819.94 |
| AUM (₹ Cr) | 5.81 Lac Cr | 3.76 Lac Cr |
| Expense Ratio (%) | 0.52% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.52 | 0.13 |
| Sharpe Ratio | 0.71 | 3.31 |
| 1 Year Return (%) | 24.48% | 6.17% |
| 3 Year Return (%) | 15.44% | 6.93% |
| 5 Year Return (%) | 12.65% | 6.11% |
| Since Launch (%) | 16.42% | 6.82% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Amit Ganatra (3.5 years yrs) |
| Benchmark | Nifty 50 | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 28% | 269% |
🤖 AI Verdict – Which is Better?
Haan, hum aapko yeh batana chahte hain ki Fund A ya Fund B better hai. Dekho, Fund A ki 3Y return 15.44% hai, jisse yeh Fund B ki 6.93% se adhik hai. Lekin, Fund A ka expense ratio 0.52% hai, jisse yeh Fund B ki 0.12% se adhik hai. Fund A ka riskometer bhi very high hai, jisse yeh Fund B ki low riskometer se adhik hai. Lekin, Fund B ka volatility 0.13 hai, jisse yeh Fund A ki 12.52 se kam hai. Sach ye hai, Fund B aapke dhan ko surakshit roop se badhane mein madad kar sakta hai, lekin Fund A ka long-term return adhik hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Invesco Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 3.76 Lac Cr
- Sharpe Ratio: 3.31
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye, hum aapko Fund B ki tulna karne ka prayaas kar rahe hain. Fund B ki 1Y return 6.17% hai, jisse yeh Fund A ki 24.48% se kam hai. Lekin, Fund B ka expense ratio 0.12% hai, jisse yeh Fund A ki 0.52% se kam hai. Fund B ka riskometer bhi low hai, jisse yeh Fund A ki very high riskometer se kam hai. Isliye, Fund B aapke SIP ke liye ek accha vikalp hai.
⚠️ Risk & Cost Analysis
Riskometer ke mukabale, Fund A ka riskometer very high hai, jisse yeh Fund B ki low riskometer se adhik hai. Lekin, Fund B ka volatility 0.13 hai, jisse yeh Fund A ki 12.52 se kam hai. Fund A ka expense ratio 0.52% hai, jisse yeh Fund B ki 0.12% se adhik hai. Fund B ka Sharpe ratio 3.31 hai, jisse yeh Fund A ki 0.71 se adhik hai. Isliye, Fund B aapke dhan ko surakshit roop se badhane mein madad kar sakta hai.
📊 Portfolio Diversification
Asset allocation ke mukabale, Fund A ka equity 96.00% hai, jisse yeh Fund B ki T-Bills 65.00% se adhik hai. Fund B ka top 3 holdings State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills hain, jisse yeh Fund A ki top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. se kam hai. Isliye, Fund B aapke dhan ko adhik diversification pradaan kar sakta hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Invesco Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Haan, Fund A ki 5Y return 12.65% hai, jisse yeh Fund B ki 6.11% se kam hai. Lekin, Fund A ka long-term return adhik hai, isliye yeh fund aapke dhan ko badhane mein madad kar sakta hai.
Q2: Is the higher risk fund worth it?
Nahin, Fund A ka riskometer very high hai, jisse yeh Fund B ki low riskometer se adhik hai. Lekin, Fund B ka volatility 0.13 hai, jisse yeh Fund A ki 12.52 se kam hai. Isliye, Fund B aapke dhan ko surakshit roop se badhane mein madad kar sakta hai.
Q3: Which fund is more cost-effective?
Haan, Fund B ka expense ratio 0.12% hai, jisse yeh Fund A ki 0.52% se kam hai. Isliye, Fund B aapke dhan ko surakshit roop se badhane mein madad kar sakta hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price