ICICI Prudential Bluechip Fund vs Invesco Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
14.7%
Today, we'll be comparing two large-cap equity mutual funds, ICICI Prudential Bluechip Fund and Invesco Mutual Fund Large Cap Fund. Both funds have a very high risk profile and are suitable for aggressive investors. We'll evaluate these funds based on their historical returns, expense ratios, and portfolio diversification to help you decide which one is better for your long-term wealth creation goals.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BInvesco Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Invesco Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 497.22 |
| AUM (₹ Cr) | 5.81 Lac Cr | 2.08 Lac Cr |
| Expense Ratio (%) | 0.52% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.52 | 12.43 |
| Sharpe Ratio | 0.71 | 0.66 |
| 1 Year Return (%) | 24.48% | -4.02% |
| 3 Year Return (%) | 15.44% | 14.7% |
| 5 Year Return (%) | 12.65% | 12.03% |
| Since Launch (%) | 16.42% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Amit Ganatra (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 28% | 27% |
🤖 AI Verdict – Which is Better?
Based on our analysis, we would recommend ICICI Prudential Bluechip Fund as the better choice for long-term wealth creation. It has a slightly higher 3Y return of 15.44% compared to Invesco Mutual Fund Large Cap Fund's 14.7%. Additionally, both funds have a very high risk profile, but ICICI Prudential Bluechip Fund has a slightly lower expense ratio of 0.52% compared to Invesco Mutual Fund Large Cap Fund's 0.52%. However, lekin, these funds are suitable for aggressive investors who can take higher risks for potential higher returns.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Invesco Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.08 Lac Cr
- Sharpe Ratio: 0.66
📈 SIP Suitability
Both funds are suitable for a monthly SIP for 10+ years, but ICICI Prudential Bluechip Fund has a slight edge due to its higher 3Y return and slightly lower expense ratio. Dekho, investing in ICICI Prudential Bluechip Fund for the long term can provide more consistent returns. However, it's essential to note that SIP returns are not guaranteed and depend on market conditions.
⚠️ Risk & Cost Analysis
Both funds have a very high risk profile, with a riskometer rating of Very High. However, ICICI Prudential Bluechip Fund has a slightly lower volatility of 12.52 compared to Invesco Mutual Fund Large Cap Fund's 12.43. Lekin, Sharpe ratio is a more comprehensive measure of risk-adjusted returns. In this case, ICICI Prudential Bluechip Fund has a higher Sharpe ratio of 0.71 compared to Invesco Mutual Fund Large Cap Fund's 0.66. This means ICICI Prudential Bluechip Fund offers better risk-adjusted returns. Additionally, both funds have an expense ratio of 0.52%, making them equally cost-effective.
📊 Portfolio Diversification
Both funds have a similar asset allocation of 96% in equity and 4% in T-Bills. However, ICICI Prudential Bluechip Fund has a slightly more diversified portfolio with a lower concentration of top holdings. Dekho, ICICI Prudential Bluechip Fund's top holdings are HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), and Reliance Industries Ltd. (6.9%), while Invesco Mutual Fund Large Cap Fund's top holdings are the same. This means ICICI Prudential Bluechip Fund has a lower sector risk.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Invesco Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Based on the 5Y returns, ICICI Prudential Bluechip Fund gives better returns with a 12.65% return compared to Invesco Mutual Fund Large Cap Fund's 12.03% return.
Q2: Is the higher risk fund worth it?
While both funds have a very high risk profile, ICICI Prudential Bluechip Fund offers better risk-adjusted returns with a higher Sharpe ratio of 0.71 compared to Invesco Mutual Fund Large Cap Fund's 0.66. This means ICICI Prudential Bluechip Fund is worth considering for higher-risk investors.
Q3: Which fund is more cost-effective?
Both funds have an expense ratio of 0.52%, making them equally cost-effective. There is no exit load applicable for either fund.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price