ICICI Prudential Bluechip Fund vs ICICI Prudential Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
20.43%
Dekho, aaj hum do funds ke beech ka comparison karne ja rahe hain, Fund A - ICICI Prudential Bluechip Fund aur Fund B - ICICI Prudential Multi Cap Fund. In dono funds ka category alag hai, lekin dono hi very high riskometer ke ho jaate hain. Aaj aap is article mein jaanne wale hain ki kis fund me long term wealth creation ke liye bhaari padhai hai.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BICICI Prudential Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | ICICI Prudential |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 83.91 | 934.98 |
| AUM (₹ Cr) | 5.81 Lac Cr | 1.70 Lac Cr |
| Expense Ratio (%) | 0.52% | 1.74% |
| Riskometer | Very High | Very High |
| Volatility | 12.52 | 13.2 |
| Sharpe Ratio | 0.71 | 1.06 |
| 1 Year Return (%) | 24.48% | 6.9% |
| 3 Year Return (%) | 15.44% | 20.43% |
| 5 Year Return (%) | 12.65% | 17.37% |
| Since Launch (%) | 16.42% | 16.31% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Lalit Kumar; Sharmila D'Silva (3.9 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), Jindal Steel Ltd. (2.73%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 97.97% |
| Portfolio Turnover | 28% | 45% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A ki 3Y return 15.44% hai, jabki Fund B ki 3Y return 20.43% hai. Lekin, expense ratio ke mukabale fund A me 0.52% hai, jabki fund B me 1.74% hai. Haan, Fund A ki riskometer bhi very high hai, lekin volatility aur Sharpe ratio ke mukabale fund A better hai. To, hamara verdict hai ki Fund A long-term wealth creation ke liye better fund hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider ICICI Prudential Multi Cap Fund?
- Expense ratio: 1.74%
- 3Y return: 20.43%
- AUM: 1.70 Lac Cr
- Sharpe Ratio: 1.06
📈 SIP Suitability
Chaliye, SIP ka matlab hai ki aap monthly basis par investment karte hain. Dekho, Fund A ki consistency aur return stability fund B se bada hai. 1Y return 24.48% hai, jabki Fund B ki 1Y return 6.9% hai. Haan, Fund B ki 3Y return zyada hai, lekin SIP ke liye Fund A better hai.
⚠️ Risk & Cost Analysis
Le, Fund A ki riskometer very high hai, lekin volatility aur Sharpe ratio ke mukabale fund A better hai. Expense ratio ke mukabale fund A 0.52% hai, jabki fund B 1.74% hai. Haan, Fund B ki Sharpe ratio 1.06 hai, jabki fund A ki 0.71 hai. To, Fund A risk-adjusted returns ke liye better hai.
📊 Portfolio Diversification
Dekho, Fund A ki asset allocation equity 96% hai, jabki fund B ki 97.97% hai. Haan, Fund A ki top holdings HDFC Bank, ICICI Bank, aur Reliance Industries hai, jabki fund B ki top holdings BSE, Ultratech Cement, aur Jindal Steel hai. Fund A ki asset allocation aur top holdings concentration fund B se kam hai. Haan, Fund A ki sector risk fund B se kam hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
ICICI Prudential Multi Cap Fund
₹1966010.45
@20.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund B ki 5Y return 17.37% hai, jabki Fund A ki 5Y return 12.65% hai. Haan, Fund B ki 3Y return zyada hai, lekin long run me Fund B better hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ki volatility 13.2 hai, jabki Fund A ki 12.52 hai. Lekin, Sharpe ratio ke mukabale Fund A better hai. Haan, Fund A ki riskometer very high hai, lekin Fund B ka higher risk fund worth hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund A ki expense ratio 0.52% hai, jabki Fund B ki 1.74% hai. Haan, Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price