ICICI Prudential Bluechip Fund vs ICICI Prudential Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
20.43%
Dekho, aap kya jaante hain ki Fund A aur Fund B dono Large Cap aur Multi Cap funds hain. Haan, main aapko is article mein dono funds ki comparison karne wala hoon. Aap isse jaanne wala hain ki kis fund mein aapka paisa 10+ saal ke liye SIP karne ke liye safe hai aur kis fund mein aapka paisa long-term mein better return dega.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BICICI Prudential Multi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | ICICI Prudential |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 83.91 | 934.98 |
| AUM (₹ Cr) | 5.81 Lac Cr | 1.70 Lac Cr |
| Expense Ratio (%) | 0.52% | 0.99% |
| Riskometer | Very High | Very High |
| Volatility | 12.52 | 13.45 |
| Sharpe Ratio | 0.71 | 1.04 |
| 1 Year Return (%) | 24.48% | 6.9% |
| 3 Year Return (%) | 15.44% | 20.43% |
| 5 Year Return (%) | 12.65% | 17.37% |
| Since Launch (%) | 16.42% | 16.31% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Lalit Kumar; Sharmila D'Silva (3.9 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), Jindal Steel Ltd. (2.73%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 97.97% |
| Portfolio Turnover | 28% | 45% |
🤖 AI Verdict – Which is Better?
Sach ye hai ki Fund B ICICI Prudential Multi Cap Fund Direct Plan Growth, Fund A ICICI Prudential Bluechip Fund Direct Plan Growth se better hai long-term wealth creation ke liye. Fund B ka 3Y return 20.43% hai jo Fund A ka 3Y return 15.44% se jyada hai. Lekin expense ratio ke hisab se bhi Fund B kam cost mein hai, jo 0.99% hai Fund A ka expense ratio 0.52% se jyada.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider ICICI Prudential Multi Cap Fund?
- Expense ratio: 0.99%
- 3Y return: 20.43%
- AUM: 1.70 Lac Cr
- Sharpe Ratio: 1.04
📈 SIP Suitability
Dono funds mein SIP karne ke liye aapka paisa safe hai haan, lekin Fund B ke liye aapka paisa 10+ saal ke liye SIP karne ke liye better hai. Fund B ka consistency aur return stability Fund A se jyada hai, kyonki uska 3Y return Fund A ka 3Y return se jyada hai, lekin expense ratio ke hisab se bhi uska return Fund A se jyada hai.
⚠️ Risk & Cost Analysis
Dono funds mein riskometer very high hai, lekin Fund B ka volatility 13.45 hai jo Fund A ka volatility 12.52 se jyada hai. Haan, lekin uska Sharpe ratio 1.04 hai jo Fund A ka Sharpe ratio 0.71 se jyada hai. Isliye, Fund B mein aapka paisa better risk-adjusted return milta hai.
📊 Portfolio Diversification
Kuch log apne portfolio mein Fund A ko shamil karne ke liye sochte hain, lekin uska asset allocation equity mein 96% hai, jo T-Bills ke hisab se kam hai. Haan, lekin Fund B ka asset allocation bhi equity mein 97.97% hai, lekin uska concentration kam hai. Fund A ka top 3 holdings mein HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) hain. Fund B ka top 3 holdings mein BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), aur Jindal Steel Ltd. (2.73%) hain. Isliye, Fund B mein aapka paisa sector risk ke hisab se kam hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
ICICI Prudential Multi Cap Fund
₹1966010.45
@20.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer, Fund B ICICI Prudential Multi Cap Fund Direct Plan Growth Fund A ICICI Prudential Bluechip Fund Direct Plan Growth se better returns deta hai long run mein. Fund B ka 5Y return 17.37% hai jo Fund A ka 5Y return 12.65% se jyada hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ICICI Prudential Multi Cap Fund Direct Plan Growth higher risk fund hai, lekin uska Sharpe ratio 1.04 hai jo Fund A ka Sharpe ratio 0.71 se jyada hai. Isliye, Fund B mein aapka paisa better risk-adjusted return milta hai.
Q3: Which fund is more cost-effective?
Fund A ICICI Prudential Bluechip Fund Direct Plan Growth Fund B ICICI Prudential Multi Cap Fund Direct Plan Growth se kam cost mein hai, kyonki uska expense ratio 0.52% hai jo Fund B ka expense ratio 0.99% se jyada hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price