ICICI Prudential Bluechip Fund vs ICICI Prudential Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
14.81%
Mehmano, aap dono fundon ka category Large Cap hai. Ye ek aisa fund hai jismein bade aur mid-cap shayad stock invest kiye jaate hain. Aaj hum do fundon ka comparison karenge aur dekhenge ki kis fund mein long-term wealth creation ke liye better investment hai.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BICICI Prudential Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | ICICI Prudential |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 117.10 |
| AUM (₹ Cr) | 5.81 Lac Cr | 2.36 Lac Cr |
| Expense Ratio (%) | 0.52% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.52 | 11.43 |
| Sharpe Ratio | 0.71 | 0.73 |
| 1 Year Return (%) | 24.48% | -2.39% |
| 3 Year Return (%) | 15.44% | 14.81% |
| 5 Year Return (%) | 12.65% | 14.18% |
| Since Launch (%) | 16.42% | 14.71% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Anish Tawakley (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 28% | 17% |
🤖 AI Verdict – Which is Better?
Dekho, Fund A ke 3Y return 15.44% hai, jabki Fund B ke 3Y return 14.81% hai. Ismein Fund A ki advantage hai. Lekin expense ratio bhi ek important factor hai, aur dono fund mein expense ratio 0.52% hai, lekin Fund A ka AUM 58,145 cr hai, jabki Fund B ka AUM 23,640 cr hai. Isliye, Fund A ko long-term wealth creation ke liye better investment mana jaata hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider ICICI Prudential Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.81%
- AUM: 2.36 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
Haan, SIP suitability ke liye hum dono fund ka 3Y return aur consistency compare karenge. Fund A ke 3Y return 15.44% hai, jabki Fund B ke 3Y return 14.81% hai. Ismein Fund A ki advantage hai. Lekin Fund B ka volatility 11.43 hai, jabki Fund A ka volatility 12.52 hai. Isliye, Fund A ko long-term SIP ke liye better investment mana jaata hai.
⚠️ Risk & Cost Analysis
Riskometer ke hisaab se, dono fund mein very high risk hai. Lekin volatility ke hisaab se, Fund B ka risk thoda kam hai. Sharpe ratio ke hisaab se, Fund B ka risk-adjusted return thoda better hai. Lekin expense ratio ke hisaab se, dono fund mein ek jaisa hai. Isliye, Fund B ka risk-adjusted return better hai.
📊 Portfolio Diversification
Asset allocation ke hisaab se, dono fund mein equity 96% aur T-Bills 4% hai. Ismein koi difference nahi hai. Lekin top holdings concentration ke hisaab se, dono fund mein HDFC Bank, ICICI Bank aur Reliance Industries hai. Ismein thoda sector risk hai. Isliye, dono fund mein portfolio diversification thoda kam hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
ICICI Prudential Large Cap Fund
₹1377083.20
@14.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A ke 5Y return 12.65% hai, jabki Fund B ke 5Y return 14.18% hai. Isliye, Fund B fund mein better returns hai long run mein.
Q2: Is the higher risk fund worth it?
Answer: Fund B ka volatility 11.43 hai, jabki Fund A ka volatility 12.52 hai. Ismein Fund B ka risk kam hai. Lekin Sharpe ratio ke hisaab se, Fund B ka risk-adjusted return better hai. Isliye, Fund B ka higher risk fund worth hai.
Q3: Which fund is more cost-effective?
Answer: Dono fund mein expense ratio 0.52% hai. Isliye, dono fund mein ek jaisa hai cost-effectiveness ke hisaab se.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price