ICICI Prudential Bluechip Fund vs HSBC Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
14.7%
Aaj hum do fundon ka comparison karenge - ICICI Prudential Bluechip Fund aur HSBC Mutual Fund Large Cap Fund. Ye donon fund Large Cap category mein hain. Aapke paas 3 saal aur 5 saal ki return ki jaankari hogi, jisse aapko fundon ki comparison karne mein madad milegi.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BHSBC Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | HSBC Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 497.22 |
| AUM (₹ Cr) | 5.81 Lac Cr | 1.97 Lac Cr |
| Expense Ratio (%) | 0.52% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.52 | 11.46 |
| Sharpe Ratio | 0.71 | 0.72 |
| 1 Year Return (%) | 24.48% | -4.02% |
| 3 Year Return (%) | 15.44% | 14.7% |
| 5 Year Return (%) | 12.65% | 12.03% |
| Since Launch (%) | 16.42% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Cheenu Gupta (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 28% | 18% |
🤖 AI Verdict – Which is Better?
Humara verdict hai ki ICICI Prudential Bluechip Fund zyada accha fund hai. Ye fund 3 saal ki return mein 15.44% ka return de raha hai, jabki HSBC Mutual Fund Large Cap Fund 14.7% ka return de raha hai. Iske alawa, ICICI Prudential Bluechip Fund ke expense ratio 0.52% hai, jo HSBC Mutual Fund Large Cap Fund ke expense ratio 0.52% se kam hai. Lekin iska matlab hai ki humara verdict bas 3 saal ki return aur expense ratio par nahi hai, balki fund ke riskometer par bhi.
Sach ye hai, ICICI Prudential Bluechip Fund ka riskometer Very High hai, jabki HSBC Mutual Fund Large Cap Fund ka bhi riskometer Very High hai. Lekin, haan, ICICI Prudential Bluechip Fund ka Sharpe ratio 0.71 hai, jo HSBC Mutual Fund Large Cap Fund ka Sharpe ratio 0.72 se kam hai. Toh, dekho, aapko fund chunne mein lagta hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider HSBC Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.97 Lac Cr
- Sharpe Ratio: 0.72
📈 SIP Suitability
Agar aap monthly SIP ke liye fund chun rahe hain, to humka lagta hai ki ICICI Prudential Bluechip Fund aapke liye zyada accha fund hai. Ye fund 5 saal ki return mein 12.65% ka return de raha hai, jabki HSBC Mutual Fund Large Cap Fund 12.03% ka return de raha hai. Iske alawa, ICICI Prudential Bluechip Fund ka asset allocation bhi zyada stable hai, jisse aapko monthly SIP ke liye zyada accha return milega.
⚠️ Risk & Cost Analysis
Ab hum riskometer, volatility, Sharpe ratio aur expense ratio ke baare mein batayenge. ICICI Prudential Bluechip Fund ka riskometer Very High hai, jabki HSBC Mutual Fund Large Cap Fund ka bhi riskometer Very High hai. Lekin, volatility ke mukabla, ICICI Prudential Bluechip Fund ka volatility 12.52 hai, jo HSBC Mutual Fund Large Cap Fund ka volatility 11.46 se zyada hai. Iske alawa, ICICI Prudential Bluechip Fund ka Sharpe ratio 0.71 hai, jo HSBC Mutual Fund Large Cap Fund ka Sharpe ratio 0.72 se kam hai.
Expense ratio ke mukabla, donon fund ekjut hain, jisse aapko koi chinta nahin hai.
📊 Portfolio Diversification
Ab hum asset allocation aur top holdings concentration ke baare mein batayenge. ICICI Prudential Bluechip Fund ka asset allocation Equity mein 96.00% hai, jabki T-Bills mein 4.00% hai. Iske alawa, fund ka top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd. aur Reliance Industries Ltd. hai. HSBC Mutual Fund Large Cap Fund ka asset allocation bhi Equity mein 96.00% hai, jabki T-Bills mein 4.00% hai. Iske alawa, fund ka top 3 holdings bhi HDFC Bank Ltd., ICICI Bank Ltd. aur Reliance Industries Ltd. hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
HSBC Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
ICICI Prudential Bluechip Fund 5 saal ki return mein 12.65% ka return de raha hai, jabki HSBC Mutual Fund Large Cap Fund 12.03% ka return de raha hai. Toh, ICICI Prudential Bluechip Fund aapke liye zyada accha fund hai.
Q2: Is the higher risk fund worth it?
HSBC Mutual Fund Large Cap Fund ka volatility 11.46 hai, jo ICICI Prudential Bluechip Fund ka volatility 12.52 se kam hai. Iske alawa, ICICI Prudential Bluechip Fund ka Sharpe ratio 0.71 hai, jo HSBC Mutual Fund Large Cap Fund ka Sharpe ratio 0.72 se kam hai. Toh, HSBC Mutual Fund Large Cap Fund aapke liye zyada accha fund nahin hai.
Q3: Which fund is more cost-effective?
Donon fund ekjut expense ratio 0.52% hai, jisse aapko koi chinta nahin hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price