ICICI Prudential Bluechip Fund vs HDFC Top 100 Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
11.02%
Agar aapko bhi ek behtar fund chunne ke liye dile hai, tab dekho yeh do fund. Fund A hai ICICI Prudential Bluechip Fund Direct Plan Growth aur Fund B hai HDFC Top 100 Fund Regular Plan Growth. Dono fund large-cap category mein hain lekin kya hoga agar aap inke beech se ek fund chunna chahte hain?
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BHDFC Top 100 Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | HDFC Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 11.21 |
| AUM (₹ Cr) | 5.81 Lac Cr | 2.33 Lac Cr |
| Expense Ratio (%) | 0.52% | 1.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.52 | 13.06 |
| Sharpe Ratio | 0.71 | 0.35 |
| 1 Year Return (%) | 24.48% | -2.86% |
| 3 Year Return (%) | 15.44% | 11.02% |
| 5 Year Return (%) | 12.65% | 10.33% |
| Since Launch (%) | 16.42% | 4.79% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 25 June 2014 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Rahul Baijal; Roshi Jain (4.1 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 28% | 33% |
🤖 AI Verdict – Which is Better?
Is article mein hum dono fund ke beech ki tulna karke dekhegi ki kis fund mein aapka paisa zyada sudhar sakta hai. Dekhiye 3 saal ka return, expense ratio, aur riskometer. Chaliye fund A ki taraf dekhte hain. Fund A ka 3 saal ka return 15.44% hai, expense ratio 0.52% hai, aur riskometer Very High hai. Ab Fund B ki taraf dekhte hain. Fund B ka 3 saal ka return 11.02% hai, expense ratio 1.52% hai, aur riskometer bhi Very High hai. Toh kya hoga agar hum dono fund ko compare karen? Fund A ka expense ratio Fund B se kam hai aur 3 saal ka return bhi adhik hai. Isliye, hum keh sakte hain ki Fund A aapke paisa ko zyada sudhar sakta hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider HDFC Top 100 Fund?
- Expense ratio: 1.52%
- 3Y return: 11.02%
- AUM: 2.33 Lac Cr
- Sharpe Ratio: 0.35
📈 SIP Suitability
Agar aap monthly SIP ke maadhyam se 10 saal ke liye invest karna chahte hain, to kis fund ki aapko zaroorat hai. Chaliye Fund A aur Fund B ke beech ki tulna karte hain. Fund A ka 1 saal ka return 24.48% hai, jabki Fund B ka 1 saal ka return -2.86% hai. Isliye, Fund A aapke paisa ko zyada sudhar sakta hai. Lekin, humein yeh bhi dekhna hai ki fund ke 1 saal ka return kya hai aur fund ka expense ratio kya hai. Chaliye Fund A aur Fund B ke expense ratio ko dekhte hain. Fund A ka expense ratio 0.52% hai, jabki Fund B ka expense ratio 1.52% hai. Isliye, Fund A aapke paisa ko zyada sudhar sakta hai aur expense ratio bhi kam hai.
⚠️ Risk & Cost Analysis
Agar aapko lagta hai ki aapka fund risk-free ho, to kya hoga. Chaliye Fund A aur Fund B ke riskometer, volatility, Sharpe ratio, aur expense ratio ko dekhte hain. Fund A ka riskometer Very High hai, jabki Fund B ka bhi Very High hai. Fund A ka volatility 12.52 hai, jabki Fund B ka volatility 13.06 hai. Fund A ka Sharpe ratio 0.71 hai, jabki Fund B ka Sharpe ratio 0.35 hai. Isliye, Fund A aapke paisa ko zyada sudhar sakta hai aur riskometer bhi kam hai.
📊 Portfolio Diversification
Agar aapka fund portfolio diversified hona chahta hai, to kis fund ki aapko zaroorat hai. Chaliye Fund A aur Fund B ke asset allocation aur top holdings concentration ko dekhte hain. Dono fund asset allocation 96% equity aur 4% T-Bills mein hai. Isliye, dono fund portfolio diversification ke maadhyam se aapke paisa ko sudhar sakta hai. Lekin, Fund A ka top holdings concentration kam hai aur asset allocation bhi kam hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
HDFC Top 100 Fund
₹1096225.54
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A ka 5 saal ka return 12.65% hai, jabki Fund B ka 5 saal ka return 10.33% hai. Isliye, Fund A aapke paisa ko zyada sudhar sakta hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka riskometer Very High hai lekin volatility kam hai. Isliye, Fund A aapke paisa ko zyada sudhar sakta hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.52% hai, jabki Fund B ka expense ratio 1.52% hai. Isliye, Fund A aapke paisa ko zyada sudhar sakta hai aur expense ratio bhi kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price