ICICI Prudential Bluechip Fund vs HDFC Top 100 Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
11.02%
Chaliye, aaj hum do large cap funds, ICICI Prudential Bluechip Fund aur HDFC Top 100 Fund, ke beech ki tulna karenge. Ye dono funds SEBI-registered hain aur apne apne category mein best hain. Aaj hum dekhein ki kis fund mein investment karna achha hai aur kya features hain jo ise anya fund se alag karte hain.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BHDFC Top 100 Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | HDFC Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 14.66 |
| AUM (₹ Cr) | 5.81 Lac Cr | 2.33 Lac Cr |
| Expense Ratio (%) | 0.52% | 0.31% |
| Riskometer | Very High | Very High |
| Volatility | 12.52 | 13.05 |
| Sharpe Ratio | 0.71 | 0.35 |
| 1 Year Return (%) | 24.48% | -2.86% |
| 3 Year Return (%) | 15.44% | 11.02% |
| 5 Year Return (%) | 12.65% | 10.33% |
| Since Launch (%) | 16.42% | 9.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 23 February 2022 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Rahul Baijal; Roshi Jain (4.1 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 28% | 33% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye, kisi fund ki success uske 3Y return, expense ratio, aur risk par nirbhar karta hai. Dekho, ICICI Prudential Bluechip Fund ka 3Y return 15.44% hai, jo HDFC Top 100 Fund ka 3Y return se adhik hai. Lekin expense ratio ke mukabale, HDFC Top 100 Fund kam kharcha karta hai. Haan, isse pata chalta hai ki HDFC Top 100 Fund long-term wealth creation ke liye better hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider HDFC Top 100 Fund?
- Expense ratio: 0.31%
- 3Y return: 11.02%
- AUM: 2.33 Lac Cr
- Sharpe Ratio: 0.35
📈 SIP Suitability
Kya aap SIP me investment karna chahte hain? Chaliye, hum dekhte hain ki kis fund best hai SIP ke liye. Dekho, ICICI Prudential Bluechip Fund ka 1Y return -2.86% hai, jo HDFC Top 100 Fund ka 1Y return se adhik nichi hai. Lekin 3Y return ke mukabale, ICICI Prudential Bluechip Fund adhik stable hai. Haan, isse pata chalta hai ki ICICI Prudential Bluechip Fund SIP ke liye better hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke mukabale, hum dekhte hain ki kis fund better hai. Dekho, ICICI Prudential Bluechip Fund ka riskometer Very High hai, lekin Sharpe ratio 0.71 hai, jo HDFC Top 100 Fund ka Sharpe ratio se adhik hai. Lekin expense ratio ke mukabale, HDFC Top 100 Fund kam kharcha karta hai. Haan, isse pata chalta hai ki HDFC Top 100 Fund better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke mukabale, hum dekhte hain ki kis fund better hai. Dekho, ICICI Prudential Bluechip Fund ka asset allocation Equity: 96.00% | T-Bills: 4.00% hai, jo HDFC Top 100 Fund ka asset allocation se adhik diversified hai. Lekin top holdings concentration ke mukabale, HDFC Top 100 Fund adhik diversified hai. Haan, isse pata chalta hai ki HDFC Top 100 Fund better diversified hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
HDFC Top 100 Fund
₹1096225.54
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Dekho, ICICI Prudential Bluechip Fund ka 5Y return 12.65% hai, jo HDFC Top 100 Fund ka 5Y return se kam hai. Isliye, ICICI Prudential Bluechip Fund long run mein better returns offer karta hai.
Q2: Is the higher risk fund worth it?
Dekho, ICICI Prudential Bluechip Fund ka riskometer Very High hai, lekin Sharpe ratio 0.71 hai. HDFC Top 100 Fund ka riskometer bhi Very High hai, lekin Sharpe ratio 0.35 hai. Isliye, ICICI Prudential Bluechip Fund better risk-adjusted returns offer karta hai, lekin HDFC Top 100 Fund kam kharcha karta hai.
Q3: Which fund is more cost‑effective?
Dekho, HDFC Top 100 Fund ka expense ratio 0.31% hai, jo ICICI Prudential Bluechip Fund ka expense ratio se kam hai. Isliye, HDFC Top 100 Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price