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ICICI Prudential Bluechip Fund vs HDFC Small Cap Fund

Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.

3Y Return

15.44%

VS

3Y Return

15.78%

Dekho, aapke paas do fund hain - ICICI Prudential Bluechip Fund aur HDFC Small Cap Fund. Ye dono fund ek- ek large cap aur small cap category ke hain. Aaj hum unke beech mein kuch mukhya antar dekhein aur aapko pata chalega ki kis fund mein long-term ke liye paise invest karna chahiye.

ParameterAICICI Prudential Bluechip Fund - Direct Plan - GrowthBHDFC Small Cap Fund - Direct Plan - Growth
Fund HouseICICI PrudentialHDFC Mutual Fund
CategoryLarge CapSmall Cap
NAV (₹)83.91152.64
AUM (₹ Cr)5.81 Lac Cr3.82 Lac Cr
Expense Ratio (%)0.52%0.73%
RiskometerVery HighVery High
Volatility12.5216.9
Sharpe Ratio0.710.55
1 Year Return (%)24.48%0.2%
3 Year Return (%)15.44%15.78%
5 Year Return (%)12.65%18.08%
Since Launch (%)16.42%18.02%
Min SIP (₹)500500
Min Lumpsum (₹)10001000
Launch Date3 January 201330 June 2014
Exit LoadNilNil
Fund ManagerAnish Tawakley; Vaibhav Dusad (6.5 years yrs)Chirag Setalvad; Dhruv Muchhal (11.9 years yrs)
BenchmarkNifty 50Nifty Smallcap 250 TRI
Top 3 HoldingsHDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%)Aster DM Healthcare Ltd. (4.42%), Bank Of Baroda (3.23%), Firstsource Solutions Ltd. (3.17%)
Asset AllocationEquity: 96.00% | T-Bills: 4.00%Equity: 90.45%
Portfolio Turnover28%6%

🤖 AI Verdict – Which is Better?

Haan, chaliye aapko pata chal jaaye ki kis fund mein paise invest karna chahiye. Long-term ke liye humein 3Y return, expense ratio aur risk ka dhyan dena hoga. Dekho, ICICI Prudential Bluechip Fund ka 3Y return 15.44% hai, jiska expense ratio 0.52% hai. HDFC Small Cap Fund ka 3Y return 15.78% hai, lekin expense ratio 0.73% hai. Sach ye hai ki ICICI Prudential Bluechip Fund mein paise invest karna chahiye.

Why consider ICICI Prudential Bluechip Fund?

  • Expense ratio: 0.52%
  • 3Y return: 15.44%
  • AUM: 5.81 Lac Cr
  • Sharpe Ratio: 0.71

Why consider HDFC Small Cap Fund?

  • Expense ratio: 0.73%
  • 3Y return: 15.78%
  • AUM: 3.82 Lac Cr
  • Sharpe Ratio: 0.55

📈 SIP Suitability

Aapko pata hai ki SIP kya hai, na? Ye aapke paise ko regular interval par invest karne ka ek tarika hai. Dekho, ICICI Prudential Bluechip Fund ka 1Y return 24.48% hai, lekin HDFC Small Cap Fund ka 1Y return 0.2% hai. Isse pata chalta hai ki ICICI Prudential Bluechip Fund SIP mein better hai. Ye fund 10+ years ke liye aapke liye accha hai.

⚠️ Risk & Cost Analysis

Volatility aur Sharpe ratio ka bhi dhyan dena hoga. Dekho, ICICI Prudential Bluechip Fund ka riskometer very high hai, lekin volatility 12.52 hai. HDFC Small Cap Fund ka riskometer bhi very high hai, lekin volatility 16.9 hai. Sharpe ratio bhi ICICI Prudential Bluechip Fund ka 0.71 hai, lekin HDFC Small Cap Fund ka 0.55 hai. Isse pata chalta hai ki ICICI Prudential Bluechip Fund mein paise invest karna chahiye.

📊 Portfolio Diversification

Asset allocation aur top holdings concentration ka bhi dhyan dena hoga. Dekho, ICICI Prudential Bluechip Fund mein equity 96.00% hai, aur T-Bills 4.00% hai. HDFC Small Cap Fund mein equity 90.45% hai. Top holdings concentration mein bhi ICICI Prudential Bluechip Fund mein HDFC Bank Ltd. 8.5%, ICICI Bank Ltd. 7.8% aur Reliance Industries Ltd. 6.9% hai. HDFC Small Cap Fund mein Aster DM Healthcare Ltd. 4.42%, Bank Of Baroda 3.23% aur Firstsource Solutions Ltd. 3.17% hai. Isse pata chalta hai ki ICICI Prudential Bluechip Fund mein portfolio diversification better hai.

SIP Calculator – Compare Growth Potential

ICICI Prudential Bluechip Fund

1431679.77

@15.4% annual return (3Y)

HDFC Small Cap Fund

1462201.27

@15.8% annual return (3Y)

*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.

❓ Frequently Asked Questions (Comparison)

Q1: Which fund gives better returns in the long run?

ICICI Prudential Bluechip Fund ka 5Y return 12.65% hai, lekin HDFC Small Cap Fund ka 5Y return 18.08% hai. Isse pata chalta hai ki HDFC Small Cap Fund mein paise invest karna chahiye.

Q2: Is the higher risk fund worth it?

HDFC Small Cap Fund ka volatility 16.9 hai, lekin ICICI Prudential Bluechip Fund ka volatility 12.52 hai. Sharpe ratio bhi ICICI Prudential Bluechip Fund ka 0.71 hai, lekin HDFC Small Cap Fund ka 0.55 hai. Isse pata chalta hai ki ICICI Prudential Bluechip Fund mein paise invest karna chahiye.

Q3: Which fund is more cost-effective?

ICICI Prudential Bluechip Fund ka expense ratio 0.52% hai, lekin HDFC Small Cap Fund ka expense ratio 0.73% hai. Isse pata chalta hai ki ICICI Prudential Bluechip Fund mein paise invest karna chahiye.

Mahendra Maurya

Mahendra Maurya

6+ Years in Banking, Wealth Management & Financial Services

Founder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.

📊 Author & Founder at Share Target Price

⚠️ Disclaimer: Mutual fund investments are subject to market risks. Past performance does not guarantee future returns. AI-generated insights are based solely on historical data and do not constitute investment advice. Please consult your SEBI-registered financial advisor.