ICICI Prudential Bluechip Fund vs HDFC Infra Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
7.4%
Aaj hum do fundon ka comparison karne ja rahe hain - ICICI Prudential Bluechip Fund aur HDFC Infra Fund. Ye donon fund investment ke liye ek achha option hain, lekin inki categories aur investment goals alag-alag hain. Isliye, aapko pata hona chahiye ki kis fund mein aapka paisa behtar invest karega.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BHDFC Infra Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | HDFC Mutual Fund |
| Category | Large Cap | Thematic |
| NAV (₹) | 83.91 | 33.77 |
| AUM (₹ Cr) | 5.81 Lac Cr | 2.19 Lac Cr |
| Expense Ratio (%) | 0.52% | 0.5% |
| Riskometer | Very High | Moderate |
| Volatility | 12.52 | 14.88 |
| Sharpe Ratio | 0.71 | 0.06 |
| 1 Year Return (%) | 24.48% | 6.36% |
| 3 Year Return (%) | 15.44% | 7.4% |
| 5 Year Return (%) | 12.65% | 6.49% |
| Since Launch (%) | 16.42% | 6.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Roshi Jain (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty Infrastructure TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (5.8%), ICICI Bank Ltd. (5.2%), Larsen & Toubro Ltd. (4.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 95.00% | T-Bills: 5.00% |
| Portfolio Turnover | 28% | 35% |
🤖 AI Verdict – Which is Better?
Haan, dekho, humari verdict hai ki ICICI Prudential Bluechip Fund better hai long-term wealth creation ke liye. Iska 3Y return 15.44% hai, jo HDFC Infra Fund ke 7.4% se adhik hai. Lekin, expense ratio me HDFC Infra Fund 0.5% se kam hai. Lekin, riskometer ki jaankari ke liye, ICICI Prudential Bluechip Fund ki Very High riskometer hai, jo HDFC Infra Fund ki Moderate riskometer se adhik hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider HDFC Infra Fund?
- Expense ratio: 0.5%
- 3Y return: 7.4%
- AUM: 2.19 Lac Cr
- Sharpe Ratio: 0.06
📈 SIP Suitability
SIP ke liye, hum dekhenge ki fund kisne better consistency aur return stability dikhayi hai. ICICI Prudential Bluechip Fund ki 1Y return 24.48% hai, jo HDFC Infra Fund ki 6.36% se adhik hai. Isliye, ICICI Prudential Bluechip Fund better hai SIP ke liye.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke liye, ICICI Prudential Bluechip Fund ki Very High riskometer aur 12.52% volatility hai, jo HDFC Infra Fund ki Moderate riskometer aur 14.88% volatility se adhik hai. Sharpe ratio ke liye, HDFC Infra Fund ki Sharpe ratio 0.06 hai, jo ICICI Prudential Bluechip Fund ki 0.71 se kam hai. Lekin, expense ratio ke liye, HDFC Infra Fund 0.5% se kam hai. Isliye, HDFC Infra Fund better hai risk-adjusted returns ke liye.
📊 Portfolio Diversification
Asset allocation ke liye, ICICI Prudential Bluechip Fund ki 96% equity aur 4% T-Bills ka asset allocation hai, jo HDFC Infra Fund ki 95% equity aur 5% T-Bills se kam hai. Top holdings concentration ke liye, ICICI Prudential Bluechip Fund ki HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) ke holdings hai, jo HDFC Infra Fund ki HDFC Bank Ltd. (5.8%), ICICI Bank Ltd. (5.2%), Larsen & Toubro Ltd. (4.9%) ke holdings se kam hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
HDFC Infra Fund
₹890195.03
@7.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, ICICI Prudential Bluechip Fund ki 5Y return 12.65% hai, jo HDFC Infra Fund ki 6.49% se kam hai. Lekin, HDFC Infra Fund ki 3Y return 7.4% hai, jo ICICI Prudential Bluechip Fund ki 15.44% se kam hai.
Q2: Is the higher risk fund worth it?
Nahin, higher risk fund niyamit nahi hai. HDFC Infra Fund ki volatility aur Sharpe ratio dono kam hai. Isliye, HDFC Infra Fund better hai risk-adjusted returns ke liye.
Q3: Which fund is more cost-effective?
HDFC Infra Fund better hai expense ratio ke liye. Iska expense ratio 0.5% hai, jo ICICI Prudential Bluechip Fund ki 0.52% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price