ICICI Prudential Bluechip Fund vs Groww Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
20.86%
Arre, dekho, if you're looking to invest in Large Cap or Multi Cap funds, we've got a comparison of two top funds for you! Fund A, ICICI Prudential Bluechip Fund, and Fund B, Groww Mutual Fund Multi Cap Fund, both fall under the Very High risk category but have different investment strategies. In this article, we'll compare their returns, expense ratios, and risk profiles to help you decide which fund is better for long-term wealth creation.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BGroww Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Groww Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 83.91 | 19.01 |
| AUM (₹ Cr) | 5.81 Lac Cr | 1.84 Lac Cr |
| Expense Ratio (%) | 0.52% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 12.52 | 12.95 |
| Sharpe Ratio | 0.71 | 1.11 |
| 1 Year Return (%) | 24.48% | 5.23% |
| 3 Year Return (%) | 15.44% | 20.86% |
| 5 Year Return (%) | 12.65% | 0.27% |
| Since Launch (%) | 16.42% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 28% | 26% |
🤖 AI Verdict – Which is Better?
Sach ye hai, for long-term wealth creation, we prefer Fund A, ICICI Prudential Bluechip Fund, over Fund B, Groww Mutual Fund Multi Cap Fund. With a 3Y return of 15.44% and a lower expense ratio of 0.52%, Fund A seems to be a better bet for those willing to take higher risks. Lekin, Fund B's Multi Cap strategy might appeal to those who want to diversify their portfolio.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Groww Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.84 Lac Cr
- Sharpe Ratio: 1.11
📈 SIP Suitability
Haan, for a monthly SIP for 10+ years, we think Fund A is a more suitable option. With a consistent 3Y return of 15.44% and a lower expense ratio, Fund A offers better risk-adjusted returns compared to Fund B. Dekho, Fund A's 1Y return might be higher, but Fund B's returns are more volatile.
⚠️ Risk & Cost Analysis
Chaliye, let's compare the risk profiles of both funds. Fund A has a volatility of 12.52% and a Sharpe ratio of 0.71, while Fund B has a volatility of 12.95% and a Sharpe ratio of 1.11. Sach ye hai, Fund B's higher Sharpe ratio suggests it offers better risk-adjusted returns, but Fund A's lower expense ratio makes it a more cost-effective option.
📊 Portfolio Diversification
Arre, let's see how the two funds allocate their assets. Fund A has an equity allocation of 96.00% and a T-Bills allocation of 4.00%, while Fund B has an equity allocation of 97.00% and a T-Bills allocation of 3.00%. Dekho, Fund A's more diversified portfolio with a lower concentration of top holdings makes it a safer bet.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Groww Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, based on 5Y and 3Y returns, Fund A gives better returns in the long run. Its 5Y return of 12.65% and 3Y return of 15.44% are higher compared to Fund B's 5Y return of 0.27% and 3Y return of 20.86%.
Q2: Is the higher risk fund worth it?
Arre, not necessarily! Although Fund B's higher Sharpe ratio suggests it offers better risk-adjusted returns, its higher volatility of 12.95% makes it riskier. Dekho, Fund A's lower volatility of 12.52% makes it a safer bet.
Q3: Which fund is more cost-effective?
Haan, Fund A is more cost-effective with an expense ratio of 0.52%, while Fund B has an expense ratio of 1.68%. Dekho, this means you'll save more on fees with Fund A.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price