ICICI Prudential Bluechip Fund vs Groww Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
6.93%
Aapko yahaan do fund ke bare mein jaankari diye ja rahi hai: ICICI Prudential Bluechip Fund aur Groww Mutual Fund Liquid Fund. Ye duniya ki sabse badi mutual fund companies ke fund hain. Aaj hum unke category, return, riskometer, aur asset allocation ke baare mein jaankari karne wale hain.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BGroww Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Groww Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 83.91 | 5622.79 |
| AUM (₹ Cr) | 5.81 Lac Cr | 4.60 Lac Cr |
| Expense Ratio (%) | 0.52% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.52 | 0.11 |
| Sharpe Ratio | 0.71 | 3.91 |
| 1 Year Return (%) | 24.48% | 6.17% |
| 3 Year Return (%) | 15.44% | 6.93% |
| 5 Year Return (%) | 12.65% | 6.11% |
| Since Launch (%) | 16.42% | 50.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | N/A |
| Benchmark | Nifty 50 | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 28% | 203% |
🤖 AI Verdict – Which is Better?
Agar aapka long-term wealth creation ka liye investment hai, to hum sochta hoon ki Fund B (Groww Mutual Fund Liquid Fund) better hai. Iska 3Y return 6.93% hai, jismein Fund A (ICICI Prudential Bluechip Fund) ka 3Y return 15.44% hai. Lekin expense ratio mein Fund B zyada kam hai, 0.12% hai, isliye Fund B zyada cost-effective hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Groww Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 3.91
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye Fund B (Groww Mutual Fund Liquid Fund) better hai. Iska 1Y return 6.17% hai, jismein Fund A ka 1Y return 24.48% hai. Lekin Fund B ka riskometer low hai, isliye yeh fund SIP ke liye zyada suitable hai.
⚠️ Risk & Cost Analysis
Riskometer mein Fund A ka riskometer very high hai, jismein Fund B ka riskometer low hai. Lekin volatility mein Fund A ka volatility 12.52 hai, jismein Fund B ka volatility 0.11 hai. Sharpe ratio mein Fund B ka Sharpe ratio 3.91 hai, jismein Fund A ka Sharpe ratio 0.71 hai. Isliye Fund B better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Fund A ka asset allocation mein equity 96.00% hai, ismein T-Bills 4.00% hai. Lekin Fund B ka asset allocation mein T-Bills 65.00% hai, ismein CD 20.00%, CP 10.00%, aur cash 5.00% hai. Isliye Fund B ka asset allocation zyada diversified hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Groww Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 12.65% hai, jismein Fund B ka 5Y return 6.11% hai. Isliye Fund A long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka volatility 12.52 hai, jismein Fund B ka volatility 0.11 hai. Lekin Fund B ka Sharpe ratio 3.91 hai, jismein Fund A ka Sharpe ratio 0.71 hai. Isliye Fund B better risk-adjusted returns deta hai.
Q3: Which fund is more cost-effective?
Fund B ka expense ratio 0.12% hai, jismein Fund A ka expense ratio 0.52% hai. Isliye Fund B zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price