ICICI Prudential Bluechip Fund vs Groww Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
14.7%
Ab aap dono funds ki comparison karenge Large Cap mein. Dekho, Fund A aur Fund B, dono hi Large Cap mein hain, lekin kya dono funds ki performance aisi hi hoti hai? Aaj hum yeh janne ke baare mein hain ki konsa fund long-term mein pehchaan karega.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BGroww Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Groww Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 497.22 |
| AUM (₹ Cr) | 5.81 Lac Cr | 2.54 Lac Cr |
| Expense Ratio (%) | 0.52% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.52 | 13.05 |
| Sharpe Ratio | 0.71 | 0.63 |
| 1 Year Return (%) | 24.48% | -4.02% |
| 3 Year Return (%) | 15.44% | 14.7% |
| 5 Year Return (%) | 12.65% | 12.03% |
| Since Launch (%) | 16.42% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 28% | 33% |
🤖 AI Verdict – Which is Better?
Haan, yeh toh thoda hi mudda hai. Fund A ki 3Y return 15.44% hai, jabki Fund B ki 14.7% hai. Dekhiye expense ratio bhi ek important factor hai. Fund A ki expense ratio 0.52% hai, jo Fund B ki 0.52% se bhi thodi low hai. Aur yeh koi chhota-mota baat nahi hai, risk bhi ek mudda hai. Fund A ki riskometer Very High hai, lekin sharpe ratio bhi 0.71 hai, jo Fund B ki 0.63 se high hai. Sach ye hai, Fund A long-term mein pehchaan karega.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Groww Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.54 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
SIP suitabilita karni hai toh hum consistency aur return stability ko dekhenge. Fund A ki 1Y return 24.48% hai, jabki Fund B ki -4.02% hai. Dekhiye 5Y return bhi, Fund A ki 12.65% hai, jabki Fund B ki 12.03% hai. Chaliye, Fund A SIP ke liye better hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, sharpe ratio aur expense ratio ko compare karenge. Fund A ki riskometer Very High hai, lekin volatility 12.52 hai, jo Fund B ki 13.05 se low hai. Sharpe ratio bhi Fund A ki 0.71 hai, jo Fund B ki 0.63 se high hai. Expense ratio bhi Fund A ki 0.52% hai, jo Fund B ki 0.52% se bhi thodi low hai. Sach ye hai, Fund A better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Asset allocation aur top holding concentration ko compare karenge. Fund A aur Fund B dono hi 96% equity aur 4% T-Bills mein invested hain. Top 3 holdings bhi alag-alag nahi hain, HDFC Bank, ICICI Bank aur Reliance Industries dono funds mein hain. Chaliye, yeh dono funds ki portfolio diversification bahut hi similar hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Groww Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A ki 5Y return 12.65% hai, jo Fund B ki 12.03% se high hai. Isliye, Fund A long-term mein better returns offer karta hai.
Q2: Is the higher risk fund worth it?
Answer: Fund A ki riskometer Very High hai, lekin volatility 12.52 hai, jo Fund B ki 13.05 se low hai. Sharpe ratio bhi Fund A ki 0.71 hai, jo Fund B ki 0.63 se high hai. Isliye, Fund A better risk-adjusted returns offer karta hai.
Q3: Which fund is more cost-effective?
Answer: Fund A aur Fund B dono hi 0.52% expense ratio mein hain. Isliye, dono funds cost-effective hain.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price