ICICI Prudential Bluechip Fund vs Franklin Templeton Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
14.7%
Dekho, aapke paas do bade mutual funds hain, ICICI Prudential Bluechip Fund aur Franklin Templeton Large Cap Fund. Dono funds Large Cap category mein hain aur aapko janne ke liye taiyaar hain kya yeh dono funds aapke investment ke liye behtar hain ya nahi.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BFranklin Templeton Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Franklin Templeton |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 497.22 |
| AUM (₹ Cr) | 5.81 Lac Cr | 2.11 Lac Cr |
| Expense Ratio (%) | 0.52% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.52 | 12.76 |
| Sharpe Ratio | 0.71 | 0.64 |
| 1 Year Return (%) | 24.48% | -4.02% |
| 3 Year Return (%) | 15.44% | 14.7% |
| 5 Year Return (%) | 12.65% | 12.03% |
| Since Launch (%) | 16.42% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Anand Radhakrishnan (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 28% | 31% |
🤖 AI Verdict – Which is Better?
Bhai, tumhari investment ke liye dono funds theek hain, lekin yeh dono funds aapke long-term wealth creation ke liye alag hain. Dekhiye, Franklin Templeton Large Cap Fund ka 3Y return 14.7% hai, lekin ICICI Prudential Bluechip Fund ka 3Y return 15.44% hai. Yeh dono funds same expense ratio ke sath aaye hain, 0.52% hai. Ab, riskometer ke hisab se bhi, dono funds same riskometer ke sath aaye hain, Very High hai. Nischit roop se, yeh dono funds aapke long-term wealth creation ke liye theek hain, lekin ICICI Prudential Bluechip Fund betar hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Franklin Templeton Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.11 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
Aapka SIP kitna time ke liye hai, 10+ saal ke liye hai. Dekhiye, ICICI Prudential Bluechip Fund ka 3Y return 15.44% hai, lekin Franklin Templeton Large Cap Fund ka 3Y return 14.7% hai. Yeh dono funds same expense ratio ke sath aaye hain, 0.52% hai. Ab, consistency aur return stability ke hisab se bhi, ICICI Prudential Bluechip Fund betar hai. To, SIP ke liye ICICI Prudential Bluechip Fund hi behtar fund hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke hisab se bhi, dono funds aapke long-term wealth creation ke liye theek hain, lekin ICICI Prudential Bluechip Fund betar hai. Dekhiye, ICICI Prudential Bluechip Fund ka volatility 12.52% hai, lekin Franklin Templeton Large Cap Fund ka volatility 12.76% hai. Sharpe ratio ke hisab se bhi, ICICI Prudential Bluechip Fund 0.71 hai, lekin Franklin Templeton Large Cap Fund 0.64 hai. Expense ratio ke hisab se bhi, dono funds same hai, 0.52%.
📊 Portfolio Diversification
Asset allocation ke hisab se bhi, dono funds same hai, equity 96.00% aur T-Bills 4.00%. Top holdings concentration ke hisab se bhi, dono funds same hai, HDFC Bank Ltd. 8.5%, ICICI Bank Ltd. 7.8%, aur Reliance Industries Ltd. 6.9%. Isliye, dono funds portfolio diversification ke hisab se behtar hai.
Q1: Which fund gives better returns in the long run?
Sach ye hai, ICICI Prudential Bluechip Fund ka 5Y return 12.65% hai, lekin Franklin Templeton Large Cap Fund ka 5Y return 12.03% hai. Isliye, ICICI Prudential Bluechip Fund long run mein better returns de raha hai.
Q2: Is the higher risk fund worth it?
Haan, lekin riskometer aur volatility ke hisab se bhi, dono funds same hai. Sharpe ratio ke hisab se bhi, ICICI Prudential Bluechip Fund betar hai. Isliye, riskometer aur volatility ke hisab se, dono funds aapke long-term wealth creation ke liye theek hain.
Q3: Which fund is more cost-effective?
Sach ye hai, dono funds same expense ratio ke sath aaye hain, 0.52%. Isliye, expense ratio ke hisab se, dono funds cost-effective hain.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Franklin Templeton Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price