ICICI Prudential Bluechip Fund vs Franklin Templeton Flexi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
14.63%
kya aapko ek fund ka chunauta hai? dekho, hum aapko do fund ke beech ka tanaav mein saamna karne ke liye uplabdh hain - ICICI Prudential Bluechip Fund aur Franklin Templeton Flexi Cap Fund. ye do fund aapke paiso ke liye kya offer karte hain?
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BFranklin Templeton Flexi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Franklin Templeton |
| Category | Large Cap | Flexi Cap |
| NAV (₹) | 83.91 | 110.79 |
| AUM (₹ Cr) | 5.81 Lac Cr | 1.90 Lac Cr |
| Expense Ratio (%) | 0.52% | 0.96% |
| Riskometer | Very High | Very High |
| Volatility | 12.52 | 14.27 |
| Sharpe Ratio | 0.71 | 0.57 |
| 1 Year Return (%) | 24.48% | -2.38% |
| 3 Year Return (%) | 15.44% | 14.63% |
| 5 Year Return (%) | 12.65% | 12.31% |
| Since Launch (%) | 16.42% | 14.46% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Anand Radhakrishnan (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.2%), ICICI Bank Ltd. (6.9%), Infosys Ltd. (5.5%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 95.00% | T-Bills: 5.00% |
| Portfolio Turnover | 28% | 48% |
🤖 AI Verdict – Which is Better?
haan, sabse pehle humein fund ke Category aur 3Y return ke beech se juda tanaav mein saamna karna hoga. lekin aapko pata hai ki expense ratio aur risk bhi bahut mahatvapurn hain. dekho, hum aapko fund B ka verdict de rahe hain, lekin yeh fund B ko aapko kyun chunna chahiye? fund B ki 3Y return 14.63% hai, jo fund A ki 15.44% se kam hai, lekin expense ratio 0.96% hai, jo fund A ki 0.52% se adhik hai. lekin riskometer aur volatility ki jaankari dekho, fund B ka riskometer aur volatility fund A se adhik hai. isliye, fund B ko aapko long-term wealth creation ke liye koi vishesh tareeke se chunna nahin chahiye.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Franklin Templeton Flexi Cap Fund?
- Expense ratio: 0.96%
- 3Y return: 14.63%
- AUM: 1.90 Lac Cr
- Sharpe Ratio: 0.57
📈 SIP Suitability
sach ye hai, SIP (Systematic Investment Plan) ki madad se aap apne nivesh ko stable banate hain. lekin fund B ki 1Y return -2.38% hai, jo fund A ki 24.48% se kam hai. yeh sirf ek saal ka data hai, lekin yeh fund B ki consistency ka samay hai. isliye, fund B ko ek monthly SIP ke liye aapko koi vishesh tareeke se chunna nahin chahiye.
⚠️ Risk & Cost Analysis
riskometer, volatility aur expense ratio ki jaankari dekho. fund A ka riskometer aur volatility fund B se kam hai, lekin expense ratio fund A se kam hai. sharpe ratio ki jaankari dekho, fund A ka sharpe ratio fund B se adhik hai. isliye, fund A aapko better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
asset allocation aur top holdings concentration ki jaankari dekho. fund B ka asset allocation fund A ke saman hai, lekin top holdings concentration fund B ke saman hai. fund A mein HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hain, jo fund B mein HDFC Bank Ltd., ICICI Bank Ltd., aur Infosys Ltd. hain. isliye, fund A ka portfolio diversification fund B ke saman hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Franklin Templeton Flexi Cap Fund
₹1361937.60
@14.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
sach ye hai, fund A ki 5Y return 12.65% hai, jo fund B ki 12.31% se adhik hai. isliye, fund A aapko long run mein better returns offer karta hai.
Q2: Is the higher risk fund worth it?
sach ye hai, fund B ka riskometer aur volatility fund A se adhik hai, lekin sharpe ratio fund A se kam hai. isliye, fund B ko koi vishesh tareeke se chunna nahin chahiye.
Q3: Which fund is more cost-effective?
sach ye hai, fund A ka expense ratio 0.52% hai, jo fund B ki 0.96% se kam hai. isliye, fund A aapko more cost-effective hoga.