ICICI Prudential Bluechip Fund vs Edelweiss Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
6.99%
Dekho, aaj hum do mutual funds ke beech ka comparison karenge. Fund A, ICICI Prudential Bluechip Fund, ek large cap fund hai, jabki Fund B, Edelweiss Mutual Fund Liquid Fund, ek liquid fund hai. Aapko yahaan jaanne ke liye hain ki konsa fund long-term wealth creation ke liye better hai.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BEdelweiss Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Edelweiss Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 83.91 | 3598.40 |
| AUM (₹ Cr) | 5.81 Lac Cr | 4.21 Lac Cr |
| Expense Ratio (%) | 0.52% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.52 | 0.13 |
| Sharpe Ratio | 0.71 | 3.77 |
| 1 Year Return (%) | 24.48% | 6.24% |
| 3 Year Return (%) | 15.44% | 6.99% |
| 5 Year Return (%) | 12.65% | 6.17% |
| Since Launch (%) | 16.42% | 72.46% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 27 November 2016 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Bharat Lahoti (3.5 years yrs) |
| Benchmark | Nifty 50 | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 28% | 295% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund B ko aap long-term wealth creation ke liye prefer kar sakte hain. Iska 3Y return 15.44% hai, jo Fund A se jyaada hai. Lekin, expense ratio bhi thoda kam hai - 0.12% Fund B ke liye aur 0.52% Fund A ke liye. Haan, Fund A ka riskometer very high hai, lekin Sharpe ratio bhi jyaada hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Edelweiss Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.99%
- AUM: 4.21 Lac Cr
- Sharpe Ratio: 3.77
📈 SIP Suitability
SIP ke liye Fund B achha hai. Iska 1Y return 6.24% hai, jo Fund A ke 24.48% se kam hai, lekin iska consistency aur return stability jyaada hai. Dekho, Fund B ka 3Y return bhi jyaada hai - 6.99%, jabki Fund A ka 15.44% hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility aur Sharpe ratio ke hisaab se, Fund B koi kam jor ki gati wala fund hai. Iska riskometer Low hai, volatility 0.13 hai, aur Sharpe ratio 3.77 hai. Fund A ka riskometer Very High hai, volatility 12.52 hai, aur Sharpe ratio 0.71 hai. Isliye, Fund B ko risk ki jagah use kiya ja sakta hai.
📊 Portfolio Diversification
Asset allocation ke hisaab se, Fund B zyada diversified hai. Iska asset allocation T-Bills, CD, CP aur cash hai, jisse iska risk kam hai. Fund A ka asset allocation kai tarah se kam diversified hai, iska 96% equity hai. Lekin, Fund A ka sector risk bhi kam hai, kyonki iska top 3 holdings HDFC Bank, ICICI Bank aur Reliance Industries hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Edelweiss Mutual Fund Liquid Fund
₹869986.27
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 12.65% hai, jo Fund B se 6.48% zyada hai. Isliye, Fund A long-term wealth creation ke liye better hai.
Q2: Is the higher risk fund worth it?
Fund A ka riskometer Very High hai aur volatility 12.52 hai, jabki Fund B ka riskometer Low hai aur volatility 0.13 hai. Isliye, Fund B ko risk ki jagah use kiya ja sakta hai.
Q3: Which fund is more cost-effective?
Fund B ka expense ratio 0.12% hai, jo Fund A se kam hai. Isliye, Fund B aapko paise bacha sakta hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price