ICICI Prudential Bluechip Fund vs DSP Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
14.7%
Dekho, tum logon ko ek achha investment decision lena hai. Fund A aur Fund B donon large cap funds hain. Fund A ICICI Prudential Bluechip Fund Direct Plan Growth hai, aur Fund B DSP Mutual Fund Large Cap Fund Direct Plan Growth hai. Chaliye, humein kya hoga? Hum Fund A aur Fund B ke beech mein kuchh tarah ka comparison karenge.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BDSP Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | DSP Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 497.22 |
| AUM (₹ Cr) | 5.81 Lac Cr | 1.82 Lac Cr |
| Expense Ratio (%) | 0.52% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.52 | 11.97 |
| Sharpe Ratio | 0.71 | 0.69 |
| 1 Year Return (%) | 24.48% | -4.02% |
| 3 Year Return (%) | 15.44% | 14.7% |
| 5 Year Return (%) | 12.65% | 12.03% |
| Since Launch (%) | 16.42% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Atul Bhole (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 28% | 23% |
🤖 AI Verdict – Which is Better?
Haan, Fund A aur Fund B donon hi very high riskometer ke sath hain, lekin Fund A ki 3Y return 15.44% hai, jabki Fund B ki 3Y return 14.7% hai. Expense ratio bhi donon hi 0.52% hai. To, Fund A fund better hai long-term wealth creation ke liye.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider DSP Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.82 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
SIP karna ek achha tareeka hai pension ki tayaari karni. Fund A aur Fund B donon hi consistent returns dete hain, lekin Fund A ki 1Y return 24.48% hai, jabki Fund B ki 1Y return -4.02% hai. To, Fund A better hai SIP ke liye, lekin yeh depend karta hai tumhare investment objectives aur risk tolerance par.
⚠️ Risk & Cost Analysis
Volatility aur Sharpe ratio donon hi fund ke risk ko dikhate hain. Fund A ki volatility 12.52 hai, jabki Fund B ki 11.97 hai. Sharpe ratio bhi Fund A ki 0.71 hai, jabki Fund B ki 0.69 hai. Expense ratio bhi donon hi 0.52% hai. To, Fund A fund better hai risk-adjusted returns ke liye.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration donon hi fund ke diversification ko dikhate hain. Fund A ki asset allocation equity 96% aur T-Bills 4% hai. Top holdings concentration bhi Fund A ki HDFC Bank Ltd (8.5%), ICICI Bank Ltd (7.8%), Reliance Industries Ltd (6.9%) hai. Fund B ki asset allocation bhi equity 96% aur T-Bills 4% hai, aur top holdings concentration bhi HDFC Bank Ltd (8.5%), ICICI Bank Ltd (7.8%), Reliance Industries Ltd (6.9%) hai. To, dono funds ki asset allocation aur top holdings concentration alag-alag hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
DSP Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ki 5Y return 12.65% hai, jabki Fund B ki 5Y return 12.03% hai. To, Fund A fund better hai long-run returns ke liye.
Q2: Is the higher risk fund worth it?
Haan, Fund A ki higher volatility 12.52 hai, lekin Sharpe ratio bhi 0.71 hai. To, Fund A fund better hai risk-adjusted returns ke liye.
Q3: Which fund is more cost-effective?
Expense ratio donon funds ki 0.52% hai. To, dono funds cost-effective hain.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price