ICICI Prudential Bluechip Fund vs Canara Robeco Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
6.96%
Dekho, today humein do funds ke beech mein comparison karna hai, ICICI Prudential Bluechip Fund aur Canara Robeco Liquid Fund. Ye do funds alag-alag category mein aate hain, large cap aur liquid fund. Aap sabhi ko pata hai ki apne investment ke liye fund ki category aur performance bahut zaroori hai. Isliye, aaj hum iske beech mein ek comparison karenge.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BCanara Robeco Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Canara Robeco |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 83.91 | 3337.33 |
| AUM (₹ Cr) | 5.81 Lac Cr | 3.95 Lac Cr |
| Expense Ratio (%) | 0.52% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.52 | 0.11 |
| Sharpe Ratio | 0.71 | 4.18 |
| 1 Year Return (%) | 24.48% | 6.22% |
| 3 Year Return (%) | 15.44% | 6.96% |
| 5 Year Return (%) | 12.65% | 6.13% |
| Since Launch (%) | 16.42% | 6.72% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Shridatta Bhandwaldar (3.5 years yrs) |
| Benchmark | Nifty 50 | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 28% | 223% |
🤖 AI Verdict – Which is Better?
Haan, aapko pata hai ki humein long-term wealth creation ke liye fund ki performance ka dhyan dena hoga. Dekho, 3Y return, expense ratio, aur risk ke hisaab se hum kya dekhenge. ICICI Prudential Bluechip Fund ki 3Y return 15.44% hai, jabki Canara Robeco Liquid Fund ki 6.96% hai. Lekin expense ratio ke hisaab se Canara Robeco Liquid Fund 0.12% ke liye bahut kam kharcha hai. Riskometer ke hisaab se bhi Canara Robeco Liquid Fund low risk hai. To, hum kha sakte hain ki Canara Robeco Liquid Fund long-term wealth creation ke liye better option hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Canara Robeco Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.96%
- AUM: 3.95 Lac Cr
- Sharpe Ratio: 4.18
📈 SIP Suitability
SIP (Systematic Investment Plan) ke hisaab se hum kya dekhenge? Dekho, hum monthly SIP ke liye 10+ years ke liye koi fund chunne ke liye kya dhyan denge. ICICI Prudential Bluechip Fund ki consistency aur return stability Canara Robeco Liquid Fund se bahut alag hai. Canara Robeco Liquid Fund ki return stable hai aur expense ratio bhi kam hai. Lekin ICICI Prudential Bluechip Fund ki return stability aur consistency Canara Robeco Liquid Fund se bahut alag hai. To, hum kha sakte hain ki ICICI Prudential Bluechip Fund monthly SIP ke liye better option hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, expense ratio ke hisaab se hum kya dekhenge? Dekho, ICICI Prudential Bluechip Fund ki riskometer very high hai, jabki Canara Robeco Liquid Fund ki riskometer low hai. Volatility ke hisaab se bhi Canara Robeco Liquid Fund bahut kam chalti hai. Sharpe ratio ke hisaab se bhi Canara Robeco Liquid Fund bahut acchi hai. Expense ratio ke hisaab se bhi Canara Robeco Liquid Fund ICICI Prudential Bluechip Fund se kam kharcha hai. To, hum kha sakte hain ki Canara Robeco Liquid Fund better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Portfolio diversification ke hisaab se hum kya dekhenge? Dekho, ICICI Prudential Bluechip Fund ki asset allocation equity mein 96% hai, jabki Canara Robeco Liquid Fund ki asset allocation T-Bills, CD, CP, aur cash mein 65%, 20%, 10%, aur 5% hai. Top holdings concentration ke hisaab se bhi ICICI Prudential Bluechip Fund ki top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hai. Canara Robeco Liquid Fund ki top 3 holdings State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills hai. To, hum kha sakte hain ki ICICI Prudential Bluechip Fund ki portfolio diversification Canara Robeco Liquid Fund se bahut alag hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Canara Robeco Liquid Fund
₹868530.05
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki ICICI Prudential Bluechip Fund ki 5Y return 12.65% hai, jabki Canara Robeco Liquid Fund ki 5Y return 6.13% hai. To, ICICI Prudential Bluechip Fund long run ke liye better option hai.
Q2: Is the higher risk fund worth it?
No, higher risk fund ko worth nahi mana jaata hai. Canara Robeco Liquid Fund ki volatility 0.11 hai, jabki ICICI Prudential Bluechip Fund ki volatility 12.52 hai. Sharpe ratio ke hisaab se bhi Canara Robeco Liquid Fund ICICI Prudential Bluechip Fund se accha hai. To, Canara Robeco Liquid Fund better option hai.
Q3: Which fund is more cost-effective?
Sach ye hai ki Canara Robeco Liquid Fund ka expense ratio 0.12% hai, jabki ICICI Prudential Bluechip Fund ka expense ratio 0.52% hai. To, Canara Robeco Liquid Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price