ICICI Prudential Bluechip Fund vs Bandhan Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
14.7%
Dekho, aaj hum do large cap funds ke beech meh comparison kar rahe hain - ICICI Prudential Bluechip Fund aur Bandhan Mutual Fund Large Cap Fund. Ye dono fund high-risk aur high-return investment vikalp hain. Aaj humein is article meh yeh samjhne ke liye hain ki kis fund mein invest karna hoga aur iske liye kya kaaran hain.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BBandhan Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Bandhan Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 497.22 |
| AUM (₹ Cr) | 5.81 Lac Cr | 2.04 Lac Cr |
| Expense Ratio (%) | 0.52% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.52 | 12.11 |
| Sharpe Ratio | 0.71 | 0.68 |
| 1 Year Return (%) | 24.48% | -4.02% |
| 3 Year Return (%) | 15.44% | 14.7% |
| 5 Year Return (%) | 12.65% | 12.03% |
| Since Launch (%) | 16.42% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Manish Gunwani (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 28% | 24% |
🤖 AI Verdict – Which is Better?
Sach ye hai ki long-term wealth creation ke liye Fund A (ICICI Prudential Bluechip Fund) achha vikalp hai. Iska 3Y return 15.44% hai, lekin expense ratio bhi thoda adhik hai, 0.52%. Fund B (Bandhan Mutual Fund Large Cap Fund) ka 3Y return 14.7% hai, lekin expense ratio bhi samaan, 0.52%. Haan, Fund A ka riskometer bhi Very High hai, lekin ismein koi shak hai ki is fund mein invest karna chahein.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Bandhan Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.04 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye Fund A ka 5Y return 12.65% hai, jo Fund B ke 5Y return 12.03% se adhik hai. Ismein lekin, Fund A ka consistency thoda adhik hai. Haan, Fund B ka 1Y return -4.02% hai, jo thoda khatarnaak hai. Lekin, yeh 1 year ke return nahin hain, yeh 5 year ke return hain. Dekho, SIP ke liye Fund A achha vikalp hai.
⚠️ Risk & Cost Analysis
Chaliye fund ki risk aur cost ke bare mein dekhte hain. Fund A ka riskometer Very High hai, lekin iska volatility 12.52 hai, jo Fund B ka 12.11 se thoda adhik hai. Haan, Fund A ka Sharpe ratio 0.71 hai, jo Fund B ka 0.68 se adhik hai. Expense ratio mein koi antar nahin hai, dono fund ke expense ratio 0.52% hai.
📊 Portfolio Diversification
Portfolio diversification ke liye, Fund A ka asset allocation 96% equity aur 4% T-Bills hai. Fund B ka bhi asset allocation 96% equity aur 4% T-Bills hai. Haan, dono fund mein top holdings mein HDFC Bank, ICICI Bank, aur Reliance Industries hain, jo 25% se adhik hai. Ismein koi sector risk hai, lekin ismein bhi koi shak nahin hai ki is fund mein invest karna chahein.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Bandhan Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A ka 5Y return 12.65% hai, jo Fund B ka 12.03% se adhik hai.
Q2: Is the higher risk fund worth it?
Chaliye, Fund A ka riskometer Very High hai, lekin iska volatility 12.52 hai, jo Fund B ka 12.11 se adhik hai. Haan, Fund A ka Sharpe ratio 0.71 hai, jo Fund B ka 0.68 se adhik hai. Toh, ismein koi shak nahin hai ki Fund A ka risk worth hai.
Q3: Which fund is more cost-effective?
Haan, dono fund ke expense ratio 0.52% hai, to ismein koi cost-effectiveness nahin hai. Lekin, Fund A ka AUM 58145.22 Cr hai, jo Fund B ka 20400 Cr se adhik hai. Ismein bhi koi cost-effectiveness nahin hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price