ICICI Prudential Bluechip Fund vs Angel One Mutual Fund Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
12.3%
Ab aapke paas do ek large cap aur balanced hybrid fund hain. Fund A, ICICI Prudential Bluechip Fund, ek large cap fund hai, jabki Fund B, Angel One Mutual Fund Balanced Advantage Fund, ek balanced hybrid fund hai. Dekho, aaj hum is article mein in dono fund ki tulna karenge aur dekhein ki kis fund ki investment aapke liye better hai.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BAngel One Mutual Fund Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Angel One Mutual Fund |
| Category | Large Cap | Balanced Hybrid |
| NAV (₹) | 83.91 | 16.39 |
| AUM (₹ Cr) | 5.81 Lac Cr | 1.56 Lac Cr |
| Expense Ratio (%) | 0.52% | 0.78% |
| Riskometer | Very High | Moderately High |
| Volatility | 12.52 | 8.79 |
| Sharpe Ratio | 0.71 | 0.66 |
| 1 Year Return (%) | 24.48% | 3.08% |
| 3 Year Return (%) | 15.44% | 12.3% |
| 5 Year Return (%) | 12.65% | 7.51% |
| Since Launch (%) | 16.42% | 10.94% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 7 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Gopal Agrawal; Srinivasan Ramamurthy (5.1 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), Reliance Industries Ltd. (4.5%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 65.00% | Debt: 30.00% | T-Bills: 5.00% |
| Portfolio Turnover | 28% | 127% |
🤖 AI Verdict – Which is Better?
Haan, kya aapko pata hai ki kis fund ki long-term wealth creation ke liye better hai? Chaliye, hum is baat par dhyan denge. Fund A ka 3Y return 15.44% hai, jabki Fund B ka 3Y return 12.3% hai. Lekin, expense ratio me Fund B kam hai. Riskometer ka dhyan dena bhi zaroori hai, jo Fund A ke liye very high hai aur Fund B ke liye moderately high hai. Sach ye hai, Fund A aapke liye better fund hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Angel One Mutual Fund Balanced Advantage Fund?
- Expense ratio: 0.78%
- 3Y return: 12.3%
- AUM: 1.56 Lac Cr
- Sharpe Ratio: 0.66
📈 SIP Suitability
SIP ke maadhyam se 10+ saal ke liye investment karna chahte hain? Chaliye, hum is baat par dhyan denge. Fund A ka 1Y return 24.48% hai, jabki Fund B ka 1Y return 3.08% hai. Lekin, consistency aur return stability ka dhyan dena bhi zaroori hai. Fund A ka 5Y return 12.65% hai, jabki Fund B ka 5Y return 7.51% hai. Sach ye hai, Fund A aapke liye better fund hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ka dhyan dena bhi zaroori hai. Fund A ka riskometer very high hai, lekin Fund B ka moderately high hai. Volatility ka dhyan dena bhi zaroori hai, jo Fund A ka 12.52 hai aur Fund B ka 8.79 hai. Sharpe ratio ka dhyan dena bhi zaroori hai, jo Fund A ka 0.71 hai aur Fund B ka 0.66 hai. Expense ratio ka dhyan dena bhi zaroori hai, jo Fund A ka 0.52% hai aur Fund B ka 0.78% hai. Sach ye hai, Fund A aapke liye better fund hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ka dhyan dena bhi zaroori hai. Fund A ka asset allocation equity 96.00% hai, jabki debt aur T-Bills 4.00%. Fund B ka asset allocation equity 65.00% hai, debt 30.00%, aur T-Bills 5.00%. Top holdings concentration ka dhyan dena bhi zaroori hai. Fund A ka HDFC Bank Ltd. 8.5%, ICICI Bank Ltd. 7.8%, aur Reliance Industries Ltd. 6.9% hai. Fund B ka HDFC Bank Ltd. 6.8%, ICICI Bank Ltd. 5.5%, aur Reliance Industries Ltd. 4.5% hai. Sach ye hai, Fund A aapke liye better fund hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Angel One Mutual Fund Balanced Advantage Fund
₹1182670.66
@12.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 12.65% hai, jabki Fund B ka 5Y return 7.51% hai. Isliye, Fund A aapke liye better fund hai.
Q2: Is the higher risk fund worth it?
Fund A ka riskometer very high hai, lekin Fund B ka moderately high hai. Lekin, Fund A ka volatility 12.52 hai, jabki Fund B ka 8.79 hai. Sharpe ratio ka dhyan dena bhi zaroori hai, jo Fund A ka 0.71 hai aur Fund B ka 0.66 hai. Isliye, Fund A aapke liye better fund hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.52% hai, jabki Fund B ka 0.78% hai. Isliye, Fund A aapke liye better fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price