ICICI Prudential Bluechip Fund vs UTI Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
14.7%
Tumhare paas do badi cheezon ka fund hai - ICICI Prudential Bluechip Fund aur UTI Mutual Fund Large Cap Fund. Dono fund large cap category mein aate hain aur aapko pata chalna hoga ki kismein invest karna chahiye. Dekho, aaj hum aapko kuch vishay milaenge jisse aap apne nivesh ke liye accha nishkarsh nikha sakte ho.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BUTI Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | UTI Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 497.22 |
| AUM (₹ Cr) | 5.81 Lac Cr | 2.00 Lac Cr |
| Expense Ratio (%) | 1.52% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 11.79 |
| Sharpe Ratio | 0.71 | 0.7 |
| 1 Year Return (%) | 24.48% | -4.02% |
| 3 Year Return (%) | 15.44% | 14.7% |
| 5 Year Return (%) | 12.65% | 12.03% |
| Since Launch (%) | 16.42% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | V. Srivatsa (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 28% | 21% |
🤖 AI Verdict – Which is Better?
Chaliye, hum pehle aapko batate hain ki kis fund mein invest karna chahiye. Haan, 3Y return ke hisaab se to UTI Mutual Fund Large Cap Fund acha lagta hai, lekin expense ratio ke hisaab se to ICICI Prudential Bluechip Fund acha lagta hai. Sach ye hai, expense ratio kaafi bada role play karta hai aur iske liye hum ICICI Prudential Bluechip Fund ka vote dega.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider UTI Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.00 Lac Cr
- Sharpe Ratio: 0.7
📈 SIP Suitability
Aapko monthly SIP karna hai, to kis fund mein invest karna chahiye? Dekho, ICICI Prudential Bluechip Fund ka 1Y return 24.48% hai aur UTI Mutual Fund Large Cap Fund ka 1Y return -4.02% hai. Haan, UTI Mutual Fund Large Cap Fund ki consistency nahi hai, lekin iske paas 5Y return bhi nahi hai. To, aap ICICI Prudential Bluechip Fund ka chun sakte hain.
⚠️ Risk & Cost Analysis
Ab hum aapko batate hain ki kis fund mein risk aur cost se bachne ke liye invest karna chahiye. Dekho, ICICI Prudential Bluechip Fund ka riskometer Very High hai aur volatility 12.54 hai. Haan, UTI Mutual Fund Large Cap Fund ka riskometer bhi Very High hai, lekin volatility 11.79 hai. Lekin Sharpe ratio ke hisaab se UTI Mutual Fund Large Cap Fund acha lagta hai. Sach ye hai, Sharpe ratio bada role play karta hai.
📊 Portfolio Diversification
Aapko portfolio diversification kaafi jyada important hai, to kis fund mein invest karna chahiye? Dekho, ICICI Prudential Bluechip Fund ka asset allocation Equity: 96.00% | T-Bills: 4.00% hai aur UTI Mutual Fund Large Cap Fund ka asset allocation bhi Equity: 96.00% | T-Bills: 4.00% hai. Haan, dono fund mein asset allocation ek hi hai, lekin ICICI Prudential Bluechip Fund ka top holdings concentration jyada hai. Sach ye hai, asset allocation aur top holdings concentration dono hi important hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
UTI Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
UTI Mutual Fund Large Cap Fund ka 5Y return 12.03% hai aur ICICI Prudential Bluechip Fund ka 5Y return 12.65% hai. Haan, ICICI Prudential Bluechip Fund ka return jyada hai. To, ICICI Prudential Bluechip Fund aapke liye bhi acha fund ho sakta hai.
Q2: Is the higher risk fund worth it?
UTI Mutual Fund Large Cap Fund ka volatility 11.79 hai aur ICICI Prudential Bluechip Fund ka volatility 12.54 hai. Haan, ICICI Prudential Bluechip Fund ka volatility jyada hai, lekin Sharpe ratio ke hisaab se UTI Mutual Fund Large Cap Fund acha lagta hai. To, aap apne risk appetite ke hisaab se decide karenge ki kis fund mein invest karna chahiye.
Q3: Which fund is more cost-effective?
ICICI Prudential Bluechip Fund ka expense ratio 1.52% hai aur UTI Mutual Fund Large Cap Fund ka expense ratio 0.52% hai. Haan, UTI Mutual Fund Large Cap Fund ka expense ratio jyada kam hai. To, UTI Mutual Fund Large Cap Fund aapke liye cost-effective fund ho sakta hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price