ICICI Prudential Bluechip Fund vs Tata Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
14.7%
Arre, aapke paas do bade funds hain, Fund A: ICICI Prudential Bluechip Fund aur Fund B: Tata Mutual Fund Large Cap Fund. Ye dono large cap funds hain, lekin aapko pata hai ki large cap fund kaafi accha hota hai nahi? Dekho, hum aapko fund A aur fund B ke beech ki comparison karenge aur aapko batayenge ki kis fund mein long-term wealth creation ke liye invest karna chahiye.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BTata Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Tata Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 497.22 |
| AUM (₹ Cr) | 5.81 Lac Cr | 1.93 Lac Cr |
| Expense Ratio (%) | 1.52% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 12.94 |
| Sharpe Ratio | 0.71 | 0.63 |
| 1 Year Return (%) | 24.48% | -4.02% |
| 3 Year Return (%) | 15.44% | 14.7% |
| 5 Year Return (%) | 12.65% | 12.03% |
| Since Launch (%) | 16.42% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Sonam Udasi (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 28% | 32% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye, Fund A is better. Iska 3Y return 15.44% hai, jo Fund B ke 14.7% se jyaada hai. Lekin expense ratio bhi ek factor hai. Fund A ka expense ratio 1.52% hai, jo Fund B ke 0.52% se jyaada hai. Haan, Fund B ka expense ratio kam hai, lekin Fund A ka 3Y return jyaada hai. Toh hum apne verdict mein Fund A ko better fund samjhte hain.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Tata Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.93 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
Ab, aapke paas monthly SIP ke liye fund A ya fund B kis mein invest karna chahiye? Fund A ki consistency aur return stability fund B se acchi hai. Dekho, fund A ki 1Y return 24.48% hai, jabki fund B ki 1Y return -4.02% hai. Iske alawa, fund A ki 3Y return bhi fund B se acchi hai. Toh, fund A monthly SIP ke liye accha fund hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke liye fund A aur fund B ka comparison karenge. Fund A ki riskometer Very High hai, jabki fund B ki bhi Very High hai. Iske alawa, fund A ki volatility 12.54 hai, jabki fund B ki volatility 12.94 hai. Haan, fund A ki Sharpe ratio 0.71 hai, jabki fund B ki Sharpe ratio 0.63 hai. Toh, fund A risk-adjusted returns ke liye accha fund hai. Dekho, fund A ki expense ratio 1.52% hai, jabki fund B ki expense ratio 0.52% hai. Iske alawa, fund A ki 5Y return bhi fund B se acchi hai.
📊 Portfolio Diversification
Aapko asset allocation aur top holdings concentration kaun sa better hai? Chaliye dekho. Fund A ka asset allocation Equity: 96.00% | T-Bills: 4.00% hai, jo Fund B ke asset allocation Equity: 96.00% | T-Bills: 4.00% se match karta hai. Lekin top holdings concentration ke liye, Fund A ka HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) hai, jo Fund B ke HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) se match karta hai. Haan, Fund A ka asset allocation aur top holdings concentration sabhi aspect mein Fund B se match karta hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Tata Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ki 5Y return 12.65% hai, jabki fund B ki 5Y return 12.03% hai. Iske alawa, fund A ki 3Y return bhi fund B se acchi hai. Toh, fund A long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Fund A ki riskometer Very High hai, jabki fund B ki bhi Very High hai. Iske alawa, fund A ki volatility 12.54 hai, jabki fund B ki volatility 12.94 hai. Haan, fund A ki Sharpe ratio 0.71 hai, jabki fund B ki Sharpe ratio 0.63 hai. Toh, fund A risk-adjusted returns ke liye accha fund hai.
Q3: Which fund is more cost-effective?
Fund B ki expense ratio 0.52% hai, jabki fund A ki expense ratio 1.52% hai. Iske alawa, fund B ki expense ratio fund A se kam hai. Toh, fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price