ICICI Prudential Bluechip Fund vs Sundaram Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
22.93%
Ek baar fir se Fund A aur Fund B ke beech ka tanaav dekho! Fund A ICICI Prudential Bluechip Fund hai, jo Large Cap category mein aata hai aur Fund B Sundaram Mutual Fund Multi Cap Fund hai, jo Multi Cap category mein aata hai. Aaj hum dono fundon ka vichaar karenge aur dekhein ki kis fund mein invest karna achha hoga. Dekho, aapko jaankari pradaan karne ke liye yahaan hain.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BSundaram Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Sundaram Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 83.91 | 1431.56 |
| AUM (₹ Cr) | 5.81 Lac Cr | 1.65 Lac Cr |
| Expense Ratio (%) | 1.52% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 14.8 |
| Sharpe Ratio | 0.71 | 1.11 |
| 1 Year Return (%) | 24.48% | 6.91% |
| 3 Year Return (%) | 15.44% | 22.93% |
| 5 Year Return (%) | 12.65% | 19.07% |
| Since Launch (%) | 16.42% | 15.59% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 3 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | S. Krishnakumar (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 28% | 50% |
🤖 AI Verdict – Which is Better?
Haan, let's talk about verdict! Long-term wealth creation ke liye humein focus karna hoga 3Y return, expense ratio, aur risk par. Fund A ki 3Y return 15.44% hai, jabki Fund B ki 22.93% hai. Lekin expense ratio ki baat karein, toh Fund B ka expense ratio 1.68% hai, jo Fund A ka 1.52% se zyada hai. Riskometer ke hisaab se bhi Fund B kai bar higher hai. Lekin sharpe ratio ki baat karein, toh Fund B ki sharpe ratio 1.11 hai, jo Fund A ki 0.71 se zyada hai. Sach ye hai, Fund B kai tarah se Fund A se behtar lagta hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Sundaram Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 22.93%
- AUM: 1.65 Lac Cr
- Sharpe Ratio: 1.11
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye kis fund ka chayan karna hoga? Fund A aur Fund B dono hi Multi Cap category mein aate hain, lekin Fund A ki consistency aur return stability Fund B se behtar hai. Fund A ki 5Y return 12.65% hai, jabki Fund B ki 19.07% hai. Dekho, aapko lagta hai ki Fund B behtar fund hai, lekin kya aapko sirf return hi chahiye ya aapko stability bhi chahiye? Hum aapko suggest karenge ki kis fund ka SIP karna achha hoga.
⚠️ Risk & Cost Analysis
Riskometer, volatility, sharpe ratio, aur expense ratio ke hisaab se hum fundon ka risk-cost analysis karenge. Riskometer ke hisaab se Fund B kai bar higher hai, lekin volatility ke hisaab se Fund B Fund A se zyada hai. Sharpe ratio ke hisaab se bhi Fund B behtar hai. Lekin expense ratio ke hisaab se Fund A behtar hai. Sach ye hai, Fund B kai tarah se Fund A se behtar lagta hai, lekin ab aapko decide karna hoga ki kis fund mein invest karna hoga.
📊 Portfolio Diversification
Fund A aur Fund B ki asset allocation aur top holdings concentration ke hisaab se hum portfolio diversification ka vishleshan karenge. Fund A ki asset allocation Equity 96.00% aur T-Bills 4.00% hai, jabki Fund B ki asset allocation Equity 97.00% aur T-Bills 3.00% hai. Dekho, Fund A aur Fund B dono hi kai tarah se asset allocation mein similar hain, lekin top holdings concentration ke hisaab se Fund A Fund B se behtar hai. Fund A ki top 3 holdings HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) hai, jabki Fund B ki top 3 holdings HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), aur Reliance Industries Ltd. (4.9%) hai. Sach ye hai, Fund A ki asset allocation aur top holdings concentration Fund B se behtar hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Sundaram Mutual Fund Multi Cap Fund
₹2318032.57
@22.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund B ki 5Y return 19.07% hai, jo Fund A ki 12.65% se zyada hai. Isliye, Fund B long-term mein better returns deti hai.
Q2: Is the higher risk fund worth it?
Answer: Haan, Fund B ki volatility aur sharpe ratio Fund A se behtar hai. Isliye, Fund B higher risk fund hai, lekin yeh fund kai tarah se Fund A se behtar lagta hai.
Q3: Which fund is more cost-effective?
Answer: Fund A ka expense ratio 1.52% hai, jo Fund B ka 1.68% se kam hai. Isliye, Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price