ICICI Prudential Bluechip Fund vs SBI Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
13.45%
Dekho, aaj hum do fundon ko compare karke dikhaayenge. Fund A ICICI Prudential Bluechip Fund hai, jo Large Cap category mein hai. Fund B SBI Small Cap Fund hai, jo Small Cap category mein hai. Aaj humein pata lagana hai ki kis fund mein long-term wealth creation ke liye investment karna chahiye.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BSBI Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | SBI Mutual Fund |
| Category | Large Cap | Small Cap |
| NAV (₹) | 83.91 | 192.12 |
| AUM (₹ Cr) | 5.81 Lac Cr | 2.46 Lac Cr |
| Expense Ratio (%) | 1.52% | 0.82% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 17.83 |
| Sharpe Ratio | 0.71 | 0.39 |
| 1 Year Return (%) | 24.48% | 0.06% |
| 3 Year Return (%) | 15.44% | 13.45% |
| 5 Year Return (%) | 12.65% | 14.57% |
| Since Launch (%) | 16.42% | 23.96% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 18 November 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | R. Srinivasan (10.2 years yrs) |
| Benchmark | Nifty 50 | Nifty Smallcap 250 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | Aarti Drugs Ltd. (3.2%), Hatsun Agro Product Ltd. (2.9%), National Aluminium Company Ltd. (2.7%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 91.00% | Cash & Equivalents: 9.00% |
| Portfolio Turnover | 28% | 23% |
🤖 AI Verdict – Which is Better?
Humare paas data hai ki Fund A ka 3Y return 15.44% hai, jabki Fund B ka 3Y return 13.45% hai. Expense ratio ke liye bhi Fund A 1.52% hai, jabki Fund B 0.82% hai. Riskometer bhi very high hai, lekin Fund A ka Sharpe ratio 0.71 hai, jabki Fund B ka 0.39 hai. Haan, isliye hum Fund A ko better fund ke roop mein dekhte hain.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider SBI Small Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 13.45%
- AUM: 2.46 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
SIP ke liye hum consistency aur return stability ka dhyan rakhte hain. Fund A ka 1Y return 24.48% hai, jabki Fund B ka 0.06% hai. Lekin 3Y aur 5Y return ke liye Fund A ka return Fund B se zyada hai. Chaliye, SIP ke liye Fund A better hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke liye hum Fund A ko better fund samjhte hain, kyunki yeh very high riskometer hai. Lekin Sharpe ratio ke liye Fund A ka ratio Fund B se bahut jyada hai. Haan, isliye hum Fund A ka expense ratio 1.52% samjhte hain.
📊 Portfolio Diversification
Asset allocation ke liye hum Fund A ko better fund samjhte hain, kyunki yeh 96% equity aur 4% T-Bills mein invest karta hai. Fund B ka asset allocation 91% equity aur 9% cash & equivalents mein hai. Top holdings ke liye bhi Fund A ka HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) Fund B ka aarti Drugs Ltd. (3.2%), Hatsun Agro Product Ltd. (2.9%), aur National Aluminium Company Ltd. (2.7%) se zyada concentrated hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
SBI Small Cap Fund
₹1267390.94
@13.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 12.65% hai, jabki Fund B ka 14.57% hai. Isliye, Fund B long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, isliye Fund A ka Sharpe ratio 0.71 hai, jabki Fund B ka 0.39 hai. Sharpe ratio ke liye Fund A better hai. Lekin volatility ke liye Fund B ka volatility jyada hai.
Q3: Which fund is more cost-effective?
Expenses ratio ke liye Fund A ka expense ratio 1.52% hai, jabki Fund B ka 0.82% hai. Isliye, Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price