ICICI Prudential Bluechip Fund vs SBI Midcap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
15.45%
Dekho, investors! Today, we're comparing two popular funds: ICICI Prudential Bluechip Fund and SBI Midcap Fund. Chaliye, let's see how these funds fare in different categories and which one is best suited for long-term wealth creation.
[VERDICT]| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BSBI Midcap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | SBI Mutual Fund |
| Category | Large Cap | Mid Cap |
| NAV (₹) | 83.91 | 264.93 |
| AUM (₹ Cr) | 5.81 Lac Cr | 2.32 Lac Cr |
| Expense Ratio (%) | 1.52% | 1.62% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 14.71 |
| Sharpe Ratio | 0.71 | 0.61 |
| 1 Year Return (%) | 24.48% | 1.71% |
| 3 Year Return (%) | 15.44% | 15.45% |
| 5 Year Return (%) | 12.65% | 16.58% |
| Since Launch (%) | 16.42% | 18.28% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Bhavin Vithlani; Pradeep Kesavan (2.5 years yrs) |
| Benchmark | Nifty 50 | Nifty Midcap 150 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | Bharat Heavy Electricals Ltd. (3.79%), Torrent Power Ltd. (3.73%), Adani Energy Solutions Ltd. (3.49%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 93.08% | T-Bills: 1.19% | Futures: 0.29% |
| Portfolio Turnover | 28% | 33% |
🤖 AI Verdict – Which is Better?
Sach ye hai, for long-term wealth creation, we consider the 3Y return, expense ratio, and risk. Fund A, ICICI Prudential Bluechip Fund, has a 3Y return of 15.44%, an expense ratio of 1.52%, and is classified as Very High risk. Fund B, SBI Midcap Fund, has a 3Y return of 15.45%, an expense ratio of 1.62%, and is also classified as Very High risk. Haan, both funds have high returns, but Fund B has a slightly higher 3Y return, making it the winner in this category.
[SIP_SUITABILITY]Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider SBI Midcap Fund?
- Expense ratio: 1.62%
- 3Y return: 15.45%
- AUM: 2.32 Lac Cr
- Sharpe Ratio: 0.61
📈 SIP Suitability
For a monthly SIP for 10+ years, we look for consistency and return stability. Fund A has a 5Y return of 12.65%, while Fund B has a 5Y return of 16.58%. Lekin, Fund B's returns are more consistent, making it a better choice for a SIP.
[RISK_COST]⚠️ Risk & Cost Analysis
Chaliye, let's compare the riskometer, volatility, Sharpe ratio, and expense ratio. Fund A has a riskometer of Very High, a volatility of 12.54, a Sharpe ratio of 0.71, and an expense ratio of 1.52%. Fund B has a riskometer of Very High, a volatility of 14.71, a Sharpe ratio of 0.61, and an expense ratio of 1.62%. Haan, both funds have high expenses, but Fund A has a higher Sharpe ratio, indicating better risk-adjusted returns.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Now, let's look at the asset allocation and top holdings concentration. Fund A has an asset allocation of 96.00% equity and 4.00% T-Bills, while Fund B has an asset allocation of 93.08% equity, 1.19% T-Bills, and 0.29% futures. Dekho, Fund A has a higher equity allocation and a more concentrated top holdings list, making it less diversified than Fund B.
[FAQ]SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
SBI Midcap Fund
₹1432566.71
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer based on 5Y/3Y returns. Fund B has a higher 5Y return of 16.58%, making it a better choice for long-term returns.
Q2: Is the higher risk fund worth it?
Answer comparing volatility and Sharpe ratio. Fund A has a lower volatility of 12.54 and a higher Sharpe ratio of 0.71, indicating better risk-adjusted returns.
Q3: Which fund is more cost-effective?
Answer comparing expense ratio and exit load (if provided). Fund A has an expense ratio of 1.52%, while Fund B has an expense ratio of 1.62%. Haan, Fund A is slightly more cost-effective.