ICICI Prudential Bluechip Fund vs SBI Focused Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
18.13%
Chaliye dekho, hum do funds ke beech ki comparison karenge. Fund A, ICICI Prudential Bluechip Fund, ek Large Cap fund hai, jabki Fund B, SBI Focused Fund, ek Multi Cap fund hai. Aaj hum yeh jaanne ki koshish karenge ki konsa fund long-term wealth creation ke liye accha hai.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BSBI Focused Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | SBI Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 83.91 | 432.21 |
| AUM (₹ Cr) | 5.81 Lac Cr | 4.60 Lac Cr |
| Expense Ratio (%) | 1.52% | 1.47% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 13.25 |
| Sharpe Ratio | 0.71 | 0.88 |
| 1 Year Return (%) | 24.48% | 12.11% |
| 3 Year Return (%) | 15.44% | 18.13% |
| 5 Year Return (%) | 12.65% | 15.02% |
| Since Launch (%) | 16.42% | 15.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% |
| Portfolio Turnover | 28% | 45% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke like Fund A better hai. Iska 3Y return 15.44% hai, jo ki Fund B ke 18.13% se kam hai. Lekin, expense ratio ke mauke par, Fund B accha hai, jo ki 1.47% hai. Riskometer ki baat karein, toh dono funds ko very high risk se jodte hain. Isliye, hamara verdict hai ki Fund A Fund B ke liye better hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
📈 SIP Suitability
Ek monthly SIP ke liye, Fund A accha hai. Iska consistency aur return stability Fund B ke saman hai, lekin expense ratio Fund B ke saman hai. Isliye, Fund A better hai SIP ke liye.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke mauke par, dono funds ko very high risk se jodte hain. Lekin, Sharpe ratio ke mauke par, Fund B accha hai, jo ki 0.88 hai. Expense ratio ke mauke par, Fund B accha hai, jo ki 1.47% hai. Isliye, Fund B better hai risk-adjusted returns ke liye.
📊 Portfolio Diversification
Fund A ka asset allocation Equity: 96.00% hai, jabki Fund B ka Equity: 76.29% hai. Top holdings concentration ke mauke par, Fund A ka HDFC Bank Ltd, ICICI Bank Ltd, aur Reliance Industries Ltd. Fund B ka Alphabet Inc Class A, State Bank of India, aur ICICI Bank Ltd. hai. Isliye, Fund B ka portfolio diversified hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 12.65% hai, jo ki Fund B ke 15.02% se kam hai. Lekin, 3Y return ke mauke par, Fund B accha hai, jo ki 18.13% hai.
Q2: Is the higher risk fund worth it?
Volatility ke mauke par, Fund B accha hai, jo ki 13.25 hai. Lekin, Sharpe ratio ke mauke par, Fund B accha hai, jo ki 0.88 hai. Isliye, Fund B accha hai.
Q3: Which fund is more cost-effective?
Expense ratio ke mauke par, Fund B accha hai, jo ki 1.47% hai. Isliye, Fund B accha hai cost-effectiveness ke liye.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price