ICICI Prudential Bluechip Fund vs SBI Contra Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
16.36%
Today, we are comparing two popular funds in the Indian market: ICICI Prudential Bluechip Fund and SBI Contra Fund. Dekho, these funds belong to different categories - Large Cap and Multi Cap respectively. Chaliye, let's explore which fund is better for long-term wealth creation.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BSBI Contra Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | SBI Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 83.91 | 408.51 |
| AUM (₹ Cr) | 5.81 Lac Cr | 4.74 Lac Cr |
| Expense Ratio (%) | 1.52% | 0.72% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 13.7 |
| Sharpe Ratio | 0.71 | 0.72 |
| 1 Year Return (%) | 24.48% | -1.21% |
| 3 Year Return (%) | 15.44% | 16.36% |
| 5 Year Return (%) | 12.65% | 18.26% |
| Since Launch (%) | 16.42% | 15.48% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% |
| Portfolio Turnover | 28% | 130% |
🤖 AI Verdict – Which is Better?
After analyzing the data, haan, we think SBI Contra Fund is a better bet for long-term wealth creation. Lekin, it's essential to note that both funds have a very high riskometer and volatility. Sach ye hai, investors should be prepared for market fluctuations. Based on 3Y return, expense ratio, and risk, we think SBI Contra Fund has an edge over ICICI Prudential Bluechip Fund.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
📈 SIP Suitability
For a monthly SIP of 10+ years, we think ICICI Prudential Bluechip Fund is more suitable. Chaliye, let's see why. Dekho, ICICI Prudential Bluechip Fund has a consistent track record of returns, with a 5Y return of 12.65%. Lekin, SBI Contra Fund's returns are more volatile, with a 1Y return of -1.21%. Hence, for a long-term SIP, ICICI Prudential Bluechip Fund is a safer bet.
⚠️ Risk & Cost Analysis
Now, let's talk about risk and cost. Dekho, both funds have a very high riskometer and volatility. Lekin, when we compare the Sharpe ratio, we see that ICICI Prudential Bluechip Fund has a slightly higher ratio (0.71) compared to SBI Contra Fund (0.72). However, SBI Contra Fund has a lower expense ratio (0.72%) compared to ICICI Prudential Bluechip Fund (1.52%). Sach ye hai, investors should weigh the risks and costs before investing.
📊 Portfolio Diversification
Now, let's talk about portfolio diversification. Dekho, ICICI Prudential Bluechip Fund has a very high concentration of top holdings, with HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), and Reliance Industries Ltd. (6.9%) making up 22.8% of the total portfolio. Lekin, SBI Contra Fund has a more diversified portfolio, with HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), and Biocon Ltd. (3.04%) making up 15.0% of the total portfolio. Sach ye hai, SBI Contra Fund has a more diversified portfolio.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Contra Fund gives better returns in the long run, with a 5Y return of 18.26% compared to ICICI Prudential Bluechip Fund's 5Y return of 12.65%
Q2: Is the higher risk fund worth it?
No, the higher risk fund is not worth it. SBI Contra Fund has higher volatility and Sharpe ratio compared to ICICI Prudential Bluechip Fund, indicating higher risk.
Q3: Which fund is more cost‑effective?
SBI Contra Fund is more cost-effective, with a lower expense ratio of 0.72% compared to ICICI Prudential Bluechip Fund's 1.52%
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price