ICICI Prudential Bluechip Fund vs SBI Blue Chip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
12.44%
Dekho, aaj hum do bada fund compare karenge - ICICI Prudential Bluechip Fund aur SBI Blue Chip Fund. Ye dono large cap fund hain, jo ek dusre ke liye ideal investment option hain. Aaj hum dekhein ki kyunkar se ye dono fund apne investors ke liye behtar hai. Chaliye shuru karte hain.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BSBI Blue Chip Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | SBI Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 166.74 |
| AUM (₹ Cr) | 5.81 Lac Cr | 5.35 Lac Cr |
| Expense Ratio (%) | 1.52% | 1.43% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 11.37 |
| Sharpe Ratio | 0.71 | 0.52 |
| 1 Year Return (%) | 24.48% | -0.75% |
| 3 Year Return (%) | 15.44% | 12.44% |
| 5 Year Return (%) | 12.65% | 13.47% |
| Since Launch (%) | 16.42% | 22.61% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 18 November 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 97.26% | T-Bills: 0.78% |
| Portfolio Turnover | 28% | 8% |
🤖 AI Verdict – Which is Better?
Haan, yeh sab clear hai ki long-term wealth creation ke liye ye dono fund behtar option hain. Lekin, sach ye hai ki SBI Blue Chip Fund 3Y return meh ICICI Prudential Bluechip Fund se bhi achha hai. Lekin expense ratio ke liye ICICI Prudential Bluechip Fund behtar hai. Riskometer bhi dono fund mein Very High hai lekin SBI Blue Chip Fund ki volatility thodi kam hai. Toh, hum bol sakte hain ki long-term mein ICICI Prudential Bluechip Fund behtar hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
📈 SIP Suitability
Kya aap monthly SIP ke liye ek fund chunne ke liye tayar hain? Dekhiye, SIP ke liye ICICI Prudential Bluechip Fund behtar hai. Iska 3Y return stable hai aur expense ratio kam hai. Lekin, SBI Blue Chip Fund ki consistency bhi achhi hai lekin expense ratio thodi zyada hai. Toh, SIP ke liye ICICI Prudential Bluechip Fund behtar hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, expense ratio - sab kuchh dono fund mein compare karte hain. Toh, sach ye hai ki ICICI Prudential Bluechip Fund ki volatility thodi zyada hai lekin Sharpe ratio kam hai. Lekin expense ratio mein ICICI Prudential Bluechip Fund behtar hai. Toh, risk-adjusted returns ke liye SBI Blue Chip Fund behtar hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration - dono fund mein compare karte hain. Toh, ICICI Prudential Bluechip Fund ki asset allocation mein equity 96% hai aur T-Bills 4% hai. Lekin, SBI Blue Chip Fund ki asset allocation mein equity 97% hai aur T-Bills 0.78% hai. Toh, SBI Blue Chip Fund mein sector risk thoda jyada hai.
Q1: Which fund gives better returns in the long run?
ICICI Prudential Bluechip Fund 5Y return mein 12.65% hai, jo SBI Blue Chip Fund se 1.18% kam hai.
Q2: Is the higher risk fund worth it?
SBI Blue Chip Fund ki volatility thodi kam hai lekin ICICI Prudential Bluechip Fund ki Sharpe ratio kam hai. Toh, risk-adjusted returns ke liye SBI Blue Chip Fund behtar hai.
Q3: Which fund is more cost-effective?
ICICI Prudential Bluechip Fund ki expense ratio 1.52% hai, jo SBI Blue Chip Fund se 0.11% kam hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price