ICICI Prudential Bluechip Fund vs SBI Blue Chip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
31.25%
Chaliye dekho, hum aaj do bade fund ki comparison karne ja rahe hain – ICICI Prudential Bluechip Fund aur SBI Blue Chip Fund. Ye dono fund large cap category mein padte hain. Hum aapko bataenge ki aapke paiso ko kis fund mein invest karna chahiye aur kyun.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BSBI Blue Chip Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | SBI Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 101.68 |
| AUM (₹ Cr) | 5.81 Lac Cr | 5.35 Lac Cr |
| Expense Ratio (%) | 1.52% | 0.79% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 11.35 |
| Sharpe Ratio | 0.71 | 2.18 |
| 1 Year Return (%) | 24.48% | 9.84% |
| 3 Year Return (%) | 15.44% | 31.25% |
| 5 Year Return (%) | 12.65% | 25.25% |
| Since Launch (%) | 16.42% | 12.02% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) |
| Benchmark | Nifty 50 | BSE 100 Total Return Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 97.26% | T-Bills: 0.78% |
| Portfolio Turnover | 28% | 8% |
🤖 AI Verdict – Which is Better?
Sach ye hai, fund B, SBI Blue Chip Fund, long-term wealth creation ke liye better hai. Iska 3Y return 31.25% hai, expense ratio 0.79% hai, aur riskometer bhi very high hai. Fund A ki 3Y return 15.44% hai, expense ratio 1.52% hai, aur riskometer bhi very high hai. Haan, yeh dono fund riski hain, lekin fund B ka 5Y return 25.25% hai, jo fund A ki 12.65% se adhik hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
📈 SIP Suitability
Ek monthly SIP ke liye, fund A aur fund B dono suitable hain. Lekin fund A ka consistency aur return stability fund B se thoda achha hai. Fund A ka 5Y return fund B ka 5Y return se kam hai, lekin fund A ka 1Y return fund B ka 1Y return se badha hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke hisab se, fund B better risk-adjusted returns offer karta hai. Fund B ka riskometer very high hai, lekin uska volatility fund A ke volatility se kam hai. Sharpe ratio ke hisab se, fund B ka risk-adjusted return fund A se badha hai. Haan, fund A ka expense ratio fund B ka expense ratio se jyada hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisab se, fund A aur fund B dono diversified hain. Fund A ka asset allocation equity 96% aur T-Bills 4% hai, jabki fund B ka asset allocation equity 97.26% aur T-Bills 0.78% hai. Fund A ka top 3 holdings HDFC Bank Ltd, ICICI Bank Ltd, aur Reliance Industries Ltd. hai, jabki fund B ka top 3 holdings bhi HDFC Bank Ltd, ICICI Bank Ltd, aur Reliance Industries Ltd. hai. Haan, fund B ka top holdings concentration fund A ke top holdings concentration se kam hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, fund B ka 5Y return 25.25% hai, jo fund A ka 12.65% se adhik hai. Isliye, fund B long-term wealth creation ke liye better hai.
Q2: Is the higher risk fund worth it?
Haan, fund B ka higher risk worth hai. Uska volatility fund A ke volatility se kam hai, aur Sharpe ratio bhi fund A se badha hai. Isliye, fund B ka risk-adjusted return fund A se badha hai.
Q3: Which fund is more cost-effective?
Sach ye hai, fund B ka expense ratio 0.79% hai, jo fund A ka expense ratio 1.52% se kam hai. Isliye, fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price