ICICI Prudential Bluechip Fund vs Quantum Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
6.56%
Hum kuch aise funds ke bare mein jaanne jaenge jo Indian investors ke liye achchhe hain. Fund A aur Fund B dono aise hain jo apne category me top performers hain. Fund A ek Large Cap fund hai, jabki Fund B ek Liquid Fund hai. Is article mein hum dono funds ki compare karenge aur dekhenge ki konsa fund long-term wealth creation ke liye achcha hai.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BQuantum Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Quantum Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 83.91 | 37.04 |
| AUM (₹ Cr) | 5.81 Lac Cr | 4.34 Lac Cr |
| Expense Ratio (%) | 1.52% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.54 | 0.11 |
| Sharpe Ratio | 0.71 | 0.55 |
| 1 Year Return (%) | 24.48% | 5.71% |
| 3 Year Return (%) | 15.44% | 6.56% |
| 5 Year Return (%) | 12.65% | 5.82% |
| Since Launch (%) | 16.42% | 6.72% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 9 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Atul Kumar (3.5 years yrs) |
| Benchmark | Nifty 50 | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 28% | 231% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A ki 3Y return 15.44% hai, jabki Fund B ki 5.82% hai. Lekin expense ratio ke baare mein sochne chahiye. Fund A ka expense ratio 1.52% hai, jabki Fund B ka expense ratio 0.12% hai. Haan, Fund B ka expense ratio kaafi low hai. Lekin Fund A ka 3Y return bhi bahut achcha hai. Chaliye, hum sochenge ki konsa fund long-term wealth creation ke liye achcha hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Quantum Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.56%
- AUM: 4.34 Lac Cr
- Sharpe Ratio: 0.55
📈 SIP Suitability
Ek monthly SIP ke liye, hum dono funds ki compare kar sakte hain. Fund A ki 1Y return 24.48% hai, jabki Fund B ki 5.71% hai. Dekho, Fund A ki return bahut jyada hai. Lekin Fund A ka riskometer bhi very high hai, jabki Fund B ka riskometer low hai. Haan, Fund B ka return thoda kam hai, lekin risk bhi kam hai. Chaliye, hum sochenge ki konsa fund SIP ke liye achcha hai.
⚠️ Risk & Cost Analysis
Hum riskometer, volatility, Sharpe ratio, aur expense ratio ke baare mein sochenge. Fund A ka riskometer very high hai, jabki Fund B ka riskometer low hai. Fund A ki volatility bhi 12.54 hai, jabki Fund B ki volatility 0.11 hai. Sharpe ratio ke baare mein sochne chahiye. Fund A ka Sharpe ratio 0.71 hai, jabki Fund B ka Sharpe ratio 0.55 hai. Haan, Fund A ka Sharpe ratio bhi bahut achcha hai. Lekin expense ratio ke baare mein sochne chahiye. Fund A ka expense ratio 1.52% hai, jabki Fund B ka expense ratio 0.12% hai. Chaliye, hum sochenge ki konsa fund better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Hum asset allocation aur top holdings concentration ke baare mein sochenge. Fund A ka asset allocation equity mein 96% hai, jabki Fund B ka asset allocation T-Bills mein 65% hai. Haan, Fund A ka asset allocation equity mein bahut jyada hai. Lekin Fund B ka top holdings concentration bhi kam hai. Fund A ka top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hain, jabki Fund B ka top 3 holdings State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills hain. Chaliye, hum sochenge ki konsa fund portfolio diversification ke liye achcha hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Quantum Mutual Fund Liquid Fund
₹849400.65
@6.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ki 5Y return 12.65% hai, jabki Fund B ki 5Y return 5.82% hai. Haan, Fund A ki return Fund B se jyada hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka riskometer very high hai, lekin uska Sharpe ratio 0.71 hai. Jabki Fund B ka riskometer low hai, lekin uska Sharpe ratio 0.55 hai. Chaliye, hum sochenge ki konsa fund better risk-adjusted returns deta hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ka expense ratio 0.12% hai, jabki Fund A ka expense ratio 1.52% hai. Haan, Fund B ka expense ratio Fund A se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price