ICICI Prudential Bluechip Fund vs Quant Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
9.45%
Dekho, aapke paas do funds hain - Fund A: ICICI Prudential Bluechip Fund aur Fund B: Quant Mutual Fund Liquid Fund. Fund A ek large-cap fund hai, jabki Fund B ek liquid fund hai. Ye article aapko batayega ki kis fund aapke 10+ saal ke SIP ke liye aapki aur kya best hai.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BQuant Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Quant Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 83.91 | 22.09 |
| AUM (₹ Cr) | 5.81 Lac Cr | 4.47 Lac Cr |
| Expense Ratio (%) | 1.52% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.54 | 0.13 |
| Sharpe Ratio | 0.71 | 22.69 |
| 1 Year Return (%) | 24.48% | 0.9% |
| 3 Year Return (%) | 15.44% | 9.45% |
| 5 Year Return (%) | 12.65% | 8.38% |
| Since Launch (%) | 16.42% | 12.05% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 11 June 2019 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | N/A |
| Benchmark | Nifty 50 | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 28% | 267% |
🤖 AI Verdict – Which is Better?
Haan, Fund A aur Fund B mein se kis fund aapko long-term wealth creation ke liye best hai, uska verdict hai. Dekho, Fund A ka 3Y return 15.44% hai, jabki Fund B ka 3Y return 9.45% hai. Expense ratio ke liye, Fund A ka expense ratio 1.52% hai, jabki Fund B ka expense ratio 0.12% hai. Aur, riskometer ke liye, Fund A ka riskometer Very High hai, jabki Fund B ka riskometer Low hai. Sach ye hai ki Fund A aapke long-term wealth creation ke liye better fund hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Quant Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 9.45%
- AUM: 4.47 Lac Cr
- Sharpe Ratio: 22.69
📈 SIP Suitability
SIP ke liye, aapko kis fund ka chayan karna hai, yeh seech hai. Dekho, Fund A ka 1Y return 24.48% hai, jabki Fund B ka 1Y return 0.9% hai. Lekin, consistency aur return stability ke liye, Fund B ka 3Y return aur Sharpe ratio Fund A se better hai. Haan, Fund B ek liquid fund hai, jiska 3Y return Fund A se chhota hai, lekin expense ratio Fund A se bahut chhota hai. Chaliye, Fund B ke liye SIP aapke 10+ saal ke investment ke liye best hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke liye, Fund A aur Fund B ka comparison karein. Dekho, Fund A ka riskometer Very High hai, jabki Fund B ka riskometer Low hai. Volatility ke liye, Fund A ka volatility 12.54 hai, jabki Fund B ka volatility 0.13 hai. Sharpe ratio ke liye, Fund B ka Sharpe ratio 22.69 hai, jabki Fund A ka Sharpe ratio 0.71 hai. Expense ratio ke liye, Fund A ka expense ratio 1.52% hai, jabki Fund B ka expense ratio 0.12% hai. Sach ye hai ki Fund B aapko better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye, Fund A aur Fund B ka comparison karein. Dekho, Fund A ka asset allocation equity 96.00% aur T-Bills 4.00% hai, jabki Fund B ka asset allocation T-Bills 65.00%, CD 20.00%, CP 10.00%, aur cash 5.00% hai. Top holdings concentration ke liye, Fund A ka top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hai, jabki Fund B ka top 3 holdings State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills hai. Fund A ka asset allocation aur top holdings concentration Fund B se adhik diversified hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Quant Mutual Fund Liquid Fund
₹1000392.84
@9.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A ka 5Y return 12.65% hai, jabki Fund B ka 5Y return 8.38% hai. Fund A aapke long-term wealth creation ke liye better fund hai.
Q2: Is the higher risk fund worth it?
Answer: Fund A ka riskometer Very High hai, lekin Sharpe ratio 0.71 hai, jabki Fund B ka Sharpe ratio 22.69 hai. Fund B aapko better risk-adjusted returns offer karta hai.
Q3: Which fund is more cost-effective?
Answer: Fund B ka expense ratio 0.12% hai, jabki Fund A ka expense ratio 1.52% hai. Fund B aapke investment ke liye adhik cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price