ICICI Prudential Bluechip Fund vs PPFAS Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
20.86%
Ab aap dono funds ka category to alag hai, lekin dono hi very high riskometer ka hain. Dekho, aapko yeh pata chal jayega ki dono funds mein kya aisa hai jo aapko investment karne mein madad karega. Aap yeh janne ki koshish karenge ki Fund A vs Fund B mein kya difference hai aur kyon.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BPPFAS Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | PPFAS Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 83.91 | 19.01 |
| AUM (₹ Cr) | 5.81 Lac Cr | 1.76 Lac Cr |
| Expense Ratio (%) | 1.52% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 14.1 |
| Sharpe Ratio | 0.71 | 1.02 |
| 1 Year Return (%) | 24.48% | 5.23% |
| 3 Year Return (%) | 15.44% | 20.86% |
| 5 Year Return (%) | 12.65% | 14.84% |
| Since Launch (%) | 16.42% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Rajeev Thakkar (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 28% | 41% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund B ka 3Y return 20.86% hai, jiska Fund A ka 3Y return 15.44% hai. Lekin expense ratio bhi ek bada factor hai, jisme Fund A ka expense ratio 1.52% hai aur Fund B ka 1.68%. Riskometer bhi ek bada factor hai, lekin dono hi very high hain. Haan, Fund B ka 5Y return 14.84% hai, lekin Fund A ka 5Y return 12.65%. Chaliye, hum Fund B ko better fund ke roop mein dekhte hain.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider PPFAS Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.76 Lac Cr
- Sharpe Ratio: 1.02
📈 SIP Suitability
SIP Suitability ka mudda hai yeh ki dono funds mein SIP karna kya fayda dega. Dekho, Fund B ka 1Y return 5.23% hai, jo Fund A ka 1Y return 24.48% se kam hai. Lekin, Fund B ka 3Y return 20.86% hai, jo Fund A ka 3Y return 15.44% se zyada hai. Haan, Fund B ka consistency aur return stability Fund A se bhi zyada hai, lekin expense ratio Fund B ka Fund A se bhi zyada hai. Chaliye, Fund B SIP ke liye behtar hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility bhi ek bada factor hai. Dekho, Fund B ka riskometer very high hai, lekin Fund A ka riskometer bhi very high hai. Lekin, Fund B ka volatility 14.1 hai, jo Fund A ka volatility 12.54 se zyada hai. Sharpe ratio bhi ek bada factor hai, lekin Fund B ka Sharpe ratio 1.02 hai, jo Fund A ka Sharpe ratio 0.71 se zyada hai. Haan, Fund B ka expense ratio Fund A se bhi zyada hai, lekin Fund A ka expense ratio 1.52% hai. Chaliye, Fund B mein risk-adjusted returns bhi zyada hain.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration bhi ek bada factor hai. Dekho, Fund A ka asset allocation equity mein 96% hai, lekin Fund B ka asset allocation equity mein 97% hai. Haan, Fund A ka top holdings concentration bhi zyada hai, lekin Fund B ka top holdings concentration Fund A se bhi zyada hai. Chaliye, Fund B mein portfolio diversification zyada hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
PPFAS Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Ans: Fund B ka 5Y return 14.84% hai, jo Fund A ka 5Y return 12.65% se zyada hai. Haan, Fund B ka consistency aur return stability Fund A se bhi zyada hai.
Q2: Is the higher risk fund worth it?
Ans: Haan, Fund B ka Sharpe ratio 1.02 hai, jo Fund A ka Sharpe ratio 0.71 se zyada hai. Lekin, Fund B ka expense ratio Fund A se bhi zyada hai.
Q3: Which fund is more cost-effective?
Ans: N/A, expense ratio ke liye data N/A hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price