ICICI Prudential Bluechip Fund vs PPFAS Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
14.7%
Dekho, aap logon ke liye do bade mutual fund fund compare karne aaye hain - ICICI Prudential Bluechip Fund aur PPFAS Mutual Fund Large Cap Fund. Ye dono Large Cap fund hain, lekin kya aapko pata hai ki unke return aur risk mein kya antar hai? Chaliye, aaj hum iske baare mein jaante hain.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BPPFAS Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | PPFAS Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 497.22 |
| AUM (₹ Cr) | 5.81 Lac Cr | 2.44 Lac Cr |
| Expense Ratio (%) | 1.52% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 12.07 |
| Sharpe Ratio | 0.71 | 0.68 |
| 1 Year Return (%) | 24.48% | -4.02% |
| 3 Year Return (%) | 15.44% | 14.7% |
| 5 Year Return (%) | 12.65% | 12.03% |
| Since Launch (%) | 16.42% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Rajeev Thakkar (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 28% | 24% |
🤖 AI Verdict – Which is Better?
Haan, hamara verdict hai ki ICICI Prudential Bluechip Fund (Fund A) aapke liye better fund hai long-term wealth creation ke liye. Fund A ka 3Y return 15.44% hai, jo ki PPFAS Mutual Fund Large Cap Fund (Fund B) ki 3Y return (14.7%) se bada hai. Iske alawa, Fund A ka expense ratio 1.52% hai, jo ki Fund B ki expense ratio (0.52%) se bada hai. Lekin, Fund A ka riskometer bhi Very High hai, jisse aapko risk aur cost dono ke baare mein sochna padta hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider PPFAS Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.44 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
SIP ke liye Fund A bhi aapke liye suitable hai. Iske 5Y return 12.65% hai, jo ki Fund B ki 5Y return (12.03%) se bada hai. Iske alawa, Fund A ka consistency aur return stability bhi bahut achha hai. Dekho, Fund A ka 1Y return 24.48% hai, jo ki Fund B ki 1Y return (-4.02%) se bada hai.
⚠️ Risk & Cost Analysis
Haan, riskometer, volatility, Sharpe ratio, expense ratio dono ke baare mein humne dekha hai. Fund A ka riskometer Very High hai, lekin uske volatility 12.54 hai, jo ki Fund B ki volatility (12.07) se bada hai. Iske alawa, Fund A ka Sharpe ratio 0.71 hai, jo ki Fund B ka Sharpe ratio (0.68) se bada hai. Lekin, Fund A ka expense ratio 1.52% hai, jo ki Fund B ki expense ratio (0.52%) se bada hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke baare mein humne dekha hai. Dono fund mein asset allocation Equity: 96.00% | T-Bills: 4.00% hai, lekin Fund A ka top holdings concentration HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) hai, jo ki Fund B ka top holdings concentration (HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%)) se bada hai. Isse aapko pata chalta hai ki Fund A ka sector risk bhi bada hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
PPFAS Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ki 5Y return 12.65% hai, jo ki Fund B ki 5Y return (12.03%) se bada hai. Iske alawa, Fund A ka 3Y return 15.44% hai, jo ki Fund B ki 3Y return (14.7%) se bada hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka higher risk fund hai, lekin uska Sharpe ratio 0.71 hai, jo ki Fund B ka Sharpe ratio (0.68) se bada hai. Iske alawa, Fund A ka volatility 12.54 hai, jo ki Fund B ki volatility (12.07) se bada hai.
Q3: Which fund is more cost‑effective?
Sach ye hai, Fund B ki expense ratio 0.52% hai, jo ki Fund A ki expense ratio (1.52%) se kam hai. Iske alawa, Fund B ka AUM 24360 Cr hai, jo ki Fund A ka AUM (58145.22 Cr) se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price