ICICI Prudential Bluechip Fund vs Old Bridge Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
6.93%
Dekho, sabse pehle hum Fund A aur Fund B ki categories aur aapki fund ki chayan karte samay kya dekheinge, iske baad hum dono fund ke vicharon ka vivaran kareinge.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Old Bridge Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 83.91 | 5622.79 |
| AUM (₹ Cr) | 5.81 Lac Cr | 4.73 Lac Cr |
| Expense Ratio (%) | 1.52% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.54 | 0.12 |
| Sharpe Ratio | 0.71 | 3.58 |
| 1 Year Return (%) | 24.48% | 6.17% |
| 3 Year Return (%) | 15.44% | 6.93% |
| 5 Year Return (%) | 12.65% | 6.11% |
| Since Launch (%) | 16.42% | 50.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | N/A |
| Benchmark | Nifty 50 | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 28% | 239% |
🤖 AI Verdict – Which is Better?
Chaliye, hum dono fund ke 3Y return, expense ratio aur risk ke hisaab se fund A ko better fund samjhte hain. Fund A ka 3Y return 15.44% hai jo Fund B se adhik hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
📈 SIP Suitability
Hum dono fund ke SIP suitabiliti ke liye, hamari raai hai ki Fund B adhik stable returns dene wala fund hai. Fund B ka 1Y aur 3Y return Fund A ke compare me kam hai, lekin yeh fund adhik stable hai.
⚠️ Risk & Cost Analysis
Chaliye, hum dono fund ke riskometer, volatility, Sharpe ratio, aur expense ratio kehisab se fund B ko adhik risk-adjusted returns dene wala fund samjhte hain. Fund B ka riskometer Low hai, aur Sharpe ratio 3.58 hai jo Fund A se adhik hai.
📊 Portfolio Diversification
Hum dono fund ke asset allocation aur top holdings concentration ke liye, hamari raai hai ki Fund B adhik diversified hai. Fund B ka asset allocation T-Bills, CD, CP aur Cash me hai, jiski diversification Fund A ke compare me adhik hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 12.65% hai, jo Fund B ka 5Y return 6.11% se adhik hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka Sharpe ratio 0.71 hai, jo Fund B ka Sharpe ratio 3.58 se kam hai, lekin Fund A ka riskometer Very High hai.
Q3: Which fund is more cost-effective?
Lekin, Fund B ka expense ratio 0.12% hai, jo Fund A ka expense ratio 1.52% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price